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Crescira AVM · estimated value Medium confidence
HK$10.94M
≈ HK$12,947 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.28M, with repayments around HK$37,116/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,926
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,012
−HK$1,104/mo
Today · 4.125%
HK$37,116
baseline
▲ 0.50% · 4.625%
HK$39,375
+HK$2,259/mo

Deposit HK$3.28M · loan HK$7.66M · min. income ≈ HK$74,232/mo (50% DSR)

Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$410,270 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
845 ft²
Gross Area
1,002 ft²
Efficiency
84%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2026-02-03 HK$9.68M −19.3%
5.7y
2020-06-11 HK$12.00M +127.7%
12.6y
2007-11-08 HK$5.27M +31.8%
1999-05-10 HK$4.00M −45.7%
1997-04-23 HK$7.36M +47.2%
1997-01-30 HK$5.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 14 min walk · 1,078 m
Education
35
schools within 1 km (8 within 500 m)
Daily convenience
8
within 1 km (1 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
29
parks, libraries, sports within 1 km

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 29 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com