At today's rate and a 90% mortgage, the deposit on this unit is about HK$367K, with repayments around HK$16,002/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$367K · loan HK$3.30M · min. income ≈ HK$32,004/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 76 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- NO. 122
- Saleable Area
- 725 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-17 | HK$4.00M | +11.1% 4.5y · 2.0%/yr |
| 2016-12-13 | HK$3.60M | +84.6% 6.0y · 14.0%/yr |
| 2010-12-20 | HK$1.95M | +9.6% |
| 2010-08-25 | HK$1.78M | +38.0% |
| 2009-07-17 | HK$1.29M | +35.8% |
| 2008-12-10 | HK$950K | +6.7% |
| 2008-09-03 | HK$890K | — |