Skip to content
Crescira AVM · estimated value Medium confidence
HK$11.85M
≈ HK$14,473 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.56M, with repayments around HK$40,214/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,841
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,018
−HK$1,196/mo
Today · 4.125%
HK$40,214
baseline
▲ 0.50% · 4.625%
HK$42,661
+HK$2,447/mo

Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,428/mo (50% DSR)

Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,512 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
D
Saleable Area
819 ft²
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2013-02-01 HK$11.10M +122.0%
2005-01-18 HK$5.00M −4.9%
2000-12-08 HK$5.26M −22.6%
1996-07-24 HK$6.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 7 min walk · 560 m
Education
104
schools within 1 km (40 within 500 m)
Daily convenience
30
within 1 km (6 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Shek Kip Mei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 104 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com