▼ 0.50% · 3.625%
HK$1,240
−HK$78/mo
▼ 0.25% · 3.875%
HK$1,278
−HK$40/mo
Today · 4.125%
HK$1,318
baseline
▲ 0.50% · 4.625%
HK$1,398
+HK$80/mo
Deposit HK$272K · loan HK$272K · min. income ≈ HK$2,636/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,379
−HK$75/mo
▼ 0.25% · 3.875%
HK$1,416
−HK$38/mo
Today · 4.125%
HK$1,454
baseline
▲ 0.50% · 4.625%
HK$1,530
+HK$76/mo
Deposit HK$272K · loan HK$272K · min. income ≈ HK$2,908/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,364
−HK$85/mo
▼ 0.25% · 3.875%
HK$1,406
−HK$43/mo
Today · 4.125%
HK$1,449
baseline
▲ 0.50% · 4.625%
HK$1,537
+HK$88/mo
Deposit HK$245K · loan HK$299K · min. income ≈ HK$2,898/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,517
−HK$82/mo
▼ 0.25% · 3.875%
HK$1,558
−HK$41/mo
Today · 4.125%
HK$1,599
baseline
▲ 0.50% · 4.625%
HK$1,683
+HK$84/mo
Deposit HK$245K · loan HK$299K · min. income ≈ HK$3,198/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,488
−HK$93/mo
▼ 0.25% · 3.875%
HK$1,534
−HK$47/mo
Today · 4.125%
HK$1,581
baseline
▲ 0.50% · 4.625%
HK$1,677
+HK$96/mo
Deposit HK$217K · loan HK$326K · min. income ≈ HK$3,162/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,655
−HK$90/mo
▼ 0.25% · 3.875%
HK$1,700
−HK$45/mo
Today · 4.125%
HK$1,745
baseline
▲ 0.50% · 4.625%
HK$1,836
+HK$91/mo
Deposit HK$217K · loan HK$326K · min. income ≈ HK$3,490/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,612
−HK$101/mo
▼ 0.25% · 3.875%
HK$1,662
−HK$51/mo
Today · 4.125%
HK$1,713
baseline
▲ 0.50% · 4.625%
HK$1,817
+HK$104/mo
Deposit HK$190K · loan HK$353K · min. income ≈ HK$3,426/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,793
−HK$97/mo
▼ 0.25% · 3.875%
HK$1,841
−HK$49/mo
Today · 4.125%
HK$1,890
baseline
▲ 0.50% · 4.625%
HK$1,990
+HK$100/mo
Deposit HK$190K · loan HK$353K · min. income ≈ HK$3,780/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,736
−HK$109/mo
▼ 0.25% · 3.875%
HK$1,790
−HK$55/mo
Today · 4.125%
HK$1,845
baseline
▲ 0.50% · 4.625%
HK$1,957
+HK$112/mo
Deposit HK$163K · loan HK$381K · min. income ≈ HK$3,690/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,931
−HK$104/mo
▼ 0.25% · 3.875%
HK$1,983
−HK$52/mo
Today · 4.125%
HK$2,035
baseline
▲ 0.50% · 4.625%
HK$2,143
+HK$108/mo
Deposit HK$163K · loan HK$381K · min. income ≈ HK$4,070/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,860
−HK$116/mo
▼ 0.25% · 3.875%
HK$1,918
−HK$58/mo
Today · 4.125%
HK$1,976
baseline
▲ 0.50% · 4.625%
HK$2,097
+HK$121/mo
Deposit HK$136K · loan HK$408K · min. income ≈ HK$3,952/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,069
−HK$112/mo
▼ 0.25% · 3.875%
HK$2,124
−HK$57/mo
Today · 4.125%
HK$2,181
baseline
▲ 0.50% · 4.625%
HK$2,296
+HK$115/mo
Deposit HK$136K · loan HK$408K · min. income ≈ HK$4,362/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,984
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,045
−HK$63/mo
Today · 4.125%
HK$2,108
baseline
▲ 0.50% · 4.625%
HK$2,236
+HK$128/mo
Deposit HK$109K · loan HK$435K · min. income ≈ HK$4,216/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,207
−HK$119/mo
▼ 0.25% · 3.875%
HK$2,266
−HK$60/mo
Today · 4.125%
HK$2,326
baseline
▲ 0.50% · 4.625%
HK$2,449
+HK$123/mo
Deposit HK$109K · loan HK$435K · min. income ≈ HK$4,652/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,108
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,173
−HK$67/mo
Today · 4.125%
HK$2,240
baseline
▲ 0.50% · 4.625%
HK$2,376
+HK$136/mo
Deposit HK$82K · loan HK$462K · min. income ≈ HK$4,480/mo (50% DSR)
Upfront cash ≈ HK$82K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,345
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,408
−HK$63/mo
Today · 4.125%
HK$2,471
baseline
▲ 0.50% · 4.625%
HK$2,602
+HK$131/mo
Deposit HK$82K · loan HK$462K · min. income ≈ HK$4,942/mo (50% DSR)
Upfront cash ≈ HK$82K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,232
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,301
−HK$71/mo
Today · 4.125%
HK$2,372
baseline
▲ 0.50% · 4.625%
HK$2,516
+HK$144/mo
Deposit HK$54K · loan HK$489K · min. income ≈ HK$4,744/mo (50% DSR)
Upfront cash ≈ HK$54K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,483
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,549
−HK$68/mo
Today · 4.125%
HK$2,617
baseline
▲ 0.50% · 4.625%
HK$2,755
+HK$138/mo
Deposit HK$54K · loan HK$489K · min. income ≈ HK$5,234/mo (50% DSR)
Upfront cash ≈ HK$54K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).