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At today's rate and a 90% mortgage, the deposit on this unit is about HK$322K, with repayments around HK$14,028/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$322K · loan HK$2.89M · min. income ≈ HK$28,056/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 283 Saleable ft²
- Gross Area
- 360 ft²
- Efficiency
- 79%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-11 | HK$2.98M | −18.0% 4.1y · −4.0%/yr |
| 2021-10-22 | HK$3.63M | +10.0% 5.0y · 2.0%/yr |
| 2016-11-04 | HK$3.30M | +137.4% 6.3y · 22.0%/yr |
| 2010-08-16 | HK$1.39M | +26.4% |
| 2008-08-07 | HK$1.10M | −10.6% |
| 1998-06-19 | HK$1.23M | −10.2% |
| 1997-04-12 | HK$1.37M | — |