▼ 0.50% · 3.625%
HK$2,975
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,067
−HK$94/mo
Today · 4.125%
HK$3,161
baseline
▲ 0.50% · 4.625%
HK$3,354
+HK$193/mo
Deposit HK$652K · loan HK$652K · min. income ≈ HK$6,322/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,310
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,398
−HK$90/mo
Today · 4.125%
HK$3,488
baseline
▲ 0.50% · 4.625%
HK$3,672
+HK$184/mo
Deposit HK$652K · loan HK$652K · min. income ≈ HK$6,976/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,272
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,374
−HK$104/mo
Today · 4.125%
HK$3,478
baseline
▲ 0.50% · 4.625%
HK$3,689
+HK$211/mo
Deposit HK$587K · loan HK$718K · min. income ≈ HK$6,956/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,640
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,738
−HK$99/mo
Today · 4.125%
HK$3,837
baseline
▲ 0.50% · 4.625%
HK$4,039
+HK$202/mo
Deposit HK$587K · loan HK$718K · min. income ≈ HK$7,674/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,570
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,681
−HK$113/mo
Today · 4.125%
HK$3,794
baseline
▲ 0.50% · 4.625%
HK$4,025
+HK$231/mo
Deposit HK$522K · loan HK$783K · min. income ≈ HK$7,588/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,971
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,078
−HK$108/mo
Today · 4.125%
HK$4,186
baseline
▲ 0.50% · 4.625%
HK$4,407
+HK$221/mo
Deposit HK$522K · loan HK$783K · min. income ≈ HK$8,372/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,867
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,988
−HK$122/mo
Today · 4.125%
HK$4,110
baseline
▲ 0.50% · 4.625%
HK$4,360
+HK$250/mo
Deposit HK$457K · loan HK$848K · min. income ≈ HK$8,220/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,418
−HK$117/mo
Today · 4.125%
HK$4,535
baseline
▲ 0.50% · 4.625%
HK$4,774
+HK$239/mo
Deposit HK$457K · loan HK$848K · min. income ≈ HK$9,070/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,165
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,294
−HK$132/mo
Today · 4.125%
HK$4,426
baseline
▲ 0.50% · 4.625%
HK$4,695
+HK$269/mo
Deposit HK$391K · loan HK$913K · min. income ≈ HK$8,852/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,633
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,758
−HK$126/mo
Today · 4.125%
HK$4,884
baseline
▲ 0.50% · 4.625%
HK$5,141
+HK$257/mo
Deposit HK$391K · loan HK$913K · min. income ≈ HK$9,768/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,462
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,601
−HK$141/mo
Today · 4.125%
HK$4,742
baseline
▲ 0.50% · 4.625%
HK$5,031
+HK$289/mo
Deposit HK$326K · loan HK$978K · min. income ≈ HK$9,484/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,964
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,097
−HK$135/mo
Today · 4.125%
HK$5,232
baseline
▲ 0.50% · 4.625%
HK$5,508
+HK$276/mo
Deposit HK$326K · loan HK$978K · min. income ≈ HK$10,464/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,760
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,908
−HK$150/mo
Today · 4.125%
HK$5,058
baseline
▲ 0.50% · 4.625%
HK$5,366
+HK$308/mo
Deposit HK$261K · loan HK$1.04M · min. income ≈ HK$10,116/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,437
−HK$144/mo
Today · 4.125%
HK$5,581
baseline
▲ 0.50% · 4.625%
HK$5,876
+HK$295/mo
Deposit HK$261K · loan HK$1.04M · min. income ≈ HK$11,162/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,057
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,215
−HK$159/mo
Today · 4.125%
HK$5,374
baseline
▲ 0.50% · 4.625%
HK$5,701
+HK$327/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$10,748/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,626
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,777
−HK$153/mo
Today · 4.125%
HK$5,930
baseline
▲ 0.50% · 4.625%
HK$6,243
+HK$313/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$11,860/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,355
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,521
−HK$170/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$6,037
+HK$346/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,957
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,117
−HK$162/mo
Today · 4.125%
HK$6,279
baseline
▲ 0.50% · 4.625%
HK$6,610
+HK$331/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,558/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).