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Crescira AVM · estimated value Medium confidence
HK$14.54M
≈ HK$18,059 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.36M, with repayments around HK$49,319/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$46,409
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,852
−HK$1,467/mo
Today · 4.125%
HK$49,319
baseline
▲ 0.50% · 4.625%
HK$52,320
+HK$3,001/mo

Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,638/mo (50% DSR)

Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,152 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
A
Saleable Area
805 ft²
Gross Area
961 ft²
Efficiency
84%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2016-06-24 HK$14.30M +26.8%
2.3y
2014-02-18 HK$11.28M +73.5%
2009-01-13 HK$6.50M −5.1%
2007-09-27 HK$6.85M +29.2%
1999-02-22 HK$5.30M −30.3%
1996-10-15 HK$7.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 7 min walk · 483 m
Education
95
schools within 1 km (36 within 500 m)
Daily convenience
15
within 1 km (4 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
54
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Kowloon Tong Station (a rail station within an 8-min walk earns this label).

Family-friendly — 95 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 54 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com