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Crescira AVM · estimated value Medium confidence
HK$11.91M
≈ HK$13,162 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.57M, with repayments around HK$40,410/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$38,025
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,208
−HK$1,202/mo
Today · 4.125%
HK$40,410
baseline
▲ 0.50% · 4.625%
HK$42,869
+HK$2,459/mo

Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,820/mo (50% DSR)

Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,675 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
C
Saleable Area
905 ft²
Gross Area
1,051 ft²
Efficiency
86%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2026-04-30 HK$10.45M −0.5%
7.3y
2019-01-31 HK$10.50M +21.0%
4.6y
2014-06-30 HK$8.68M +58.1%
2008-02-21 HK$5.49M +10.9%
1996-03-27 HK$4.95M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 16 min walk · 1,212 m
(quite far — consider other transport options)
Education
36
schools within 1 km (5 within 500 m)
Daily convenience
20
within 1 km (1 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
32
parks, libraries, sports within 1 km

Family-friendly — 36 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 32 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com