▼ 0.50% · 3.625%
HK$2,056
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,120
−HK$64/mo
Today · 4.125%
HK$2,184
baseline
▲ 0.50% · 4.625%
HK$2,317
+HK$133/mo
Deposit HK$451K · loan HK$451K · min. income ≈ HK$4,368/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,287
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,348
−HK$62/mo
Today · 4.125%
HK$2,410
baseline
▲ 0.50% · 4.625%
HK$2,537
+HK$127/mo
Deposit HK$451K · loan HK$451K · min. income ≈ HK$4,820/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,261
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,331
−HK$72/mo
Today · 4.125%
HK$2,403
baseline
▲ 0.50% · 4.625%
HK$2,549
+HK$146/mo
Deposit HK$406K · loan HK$496K · min. income ≈ HK$4,806/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,516
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,583
−HK$68/mo
Today · 4.125%
HK$2,651
baseline
▲ 0.50% · 4.625%
HK$2,791
+HK$140/mo
Deposit HK$406K · loan HK$496K · min. income ≈ HK$5,302/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,467
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,543
−HK$78/mo
Today · 4.125%
HK$2,621
baseline
▲ 0.50% · 4.625%
HK$2,781
+HK$160/mo
Deposit HK$361K · loan HK$541K · min. income ≈ HK$5,242/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,744
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,818
−HK$74/mo
Today · 4.125%
HK$2,892
baseline
▲ 0.50% · 4.625%
HK$3,045
+HK$153/mo
Deposit HK$361K · loan HK$541K · min. income ≈ HK$5,784/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,672
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,755
−HK$85/mo
Today · 4.125%
HK$2,840
baseline
▲ 0.50% · 4.625%
HK$3,013
+HK$173/mo
Deposit HK$316K · loan HK$586K · min. income ≈ HK$5,680/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,973
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,053
−HK$80/mo
Today · 4.125%
HK$3,133
baseline
▲ 0.50% · 4.625%
HK$3,299
+HK$166/mo
Deposit HK$316K · loan HK$586K · min. income ≈ HK$6,266/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,878
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,967
−HK$91/mo
Today · 4.125%
HK$3,058
baseline
▲ 0.50% · 4.625%
HK$3,244
+HK$186/mo
Deposit HK$270K · loan HK$631K · min. income ≈ HK$6,116/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,202
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,287
−HK$88/mo
Today · 4.125%
HK$3,375
baseline
▲ 0.50% · 4.625%
HK$3,552
+HK$177/mo
Deposit HK$270K · loan HK$631K · min. income ≈ HK$6,750/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,083
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,179
−HK$98/mo
Today · 4.125%
HK$3,277
baseline
▲ 0.50% · 4.625%
HK$3,476
+HK$199/mo
Deposit HK$225K · loan HK$676K · min. income ≈ HK$6,554/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,430
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,522
−HK$94/mo
Today · 4.125%
HK$3,616
baseline
▲ 0.50% · 4.625%
HK$3,806
+HK$190/mo
Deposit HK$225K · loan HK$676K · min. income ≈ HK$7,232/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,289
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,391
−HK$104/mo
Today · 4.125%
HK$3,495
baseline
▲ 0.50% · 4.625%
HK$3,708
+HK$213/mo
Deposit HK$180K · loan HK$721K · min. income ≈ HK$6,990/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,659
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,757
−HK$100/mo
Today · 4.125%
HK$3,857
baseline
▲ 0.50% · 4.625%
HK$4,060
+HK$203/mo
Deposit HK$180K · loan HK$721K · min. income ≈ HK$7,714/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,495
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,603
−HK$111/mo
Today · 4.125%
HK$3,714
baseline
▲ 0.50% · 4.625%
HK$3,940
+HK$226/mo
Deposit HK$135K · loan HK$766K · min. income ≈ HK$7,428/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,888
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,992
−HK$106/mo
Today · 4.125%
HK$4,098
baseline
▲ 0.50% · 4.625%
HK$4,314
+HK$216/mo
Deposit HK$135K · loan HK$766K · min. income ≈ HK$8,196/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,700
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,815
−HK$117/mo
Today · 4.125%
HK$3,932
baseline
▲ 0.50% · 4.625%
HK$4,171
+HK$239/mo
Deposit HK$90K · loan HK$811K · min. income ≈ HK$7,864/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,116
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,227
−HK$112/mo
Today · 4.125%
HK$4,339
baseline
▲ 0.50% · 4.625%
HK$4,567
+HK$228/mo
Deposit HK$90K · loan HK$811K · min. income ≈ HK$8,678/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).