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At today's rate and a 90% mortgage, the deposit on this unit is about HK$281K, with repayments around HK$12,267/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$281K · loan HK$2.53M · min. income ≈ HK$24,534/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 81 schools within a 1 km walk.
Everyday convenience — 69 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- I
- Saleable Area
- 271 Saleable ft²
- Gross Area
- 345 ft²
- Efficiency
- 79%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-26 | HK$4.38M | +37.7% 4.4y · 9.0%/yr |
| 2016-10-14 | HK$3.18M | +14.4% 3.0y · 5.0%/yr |
| 2013-10-18 | HK$2.78M | +118.9% |
| 2009-12-03 | HK$1.27M | +62.8% |
| 2007-01-04 | HK$780K | — |