▼ 0.50% · 3.625%
HK$2,542
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,621
−HK$81/mo
Today · 4.125%
HK$2,702
baseline
▲ 0.50% · 4.625%
HK$2,866
+HK$164/mo
Deposit HK$557K · loan HK$557K · min. income ≈ HK$5,404/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,828
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,904
−HK$77/mo
Today · 4.125%
HK$2,981
baseline
▲ 0.50% · 4.625%
HK$3,138
+HK$157/mo
Deposit HK$557K · loan HK$557K · min. income ≈ HK$5,962/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,797
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,884
−HK$88/mo
Today · 4.125%
HK$2,972
baseline
▲ 0.50% · 4.625%
HK$3,153
+HK$181/mo
Deposit HK$502K · loan HK$613K · min. income ≈ HK$5,944/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,111
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,195
−HK$84/mo
Today · 4.125%
HK$3,279
baseline
▲ 0.50% · 4.625%
HK$3,452
+HK$173/mo
Deposit HK$502K · loan HK$613K · min. income ≈ HK$6,558/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,051
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,146
−HK$96/mo
Today · 4.125%
HK$3,242
baseline
▲ 0.50% · 4.625%
HK$3,439
+HK$197/mo
Deposit HK$446K · loan HK$669K · min. income ≈ HK$6,484/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,394
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,485
−HK$92/mo
Today · 4.125%
HK$3,577
baseline
▲ 0.50% · 4.625%
HK$3,766
+HK$189/mo
Deposit HK$446K · loan HK$669K · min. income ≈ HK$7,154/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,305
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,408
−HK$104/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,726
+HK$214/mo
Deposit HK$390K · loan HK$725K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,677
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,775
−HK$101/mo
Today · 4.125%
HK$3,876
baseline
▲ 0.50% · 4.625%
HK$4,080
+HK$204/mo
Deposit HK$390K · loan HK$725K · min. income ≈ HK$7,752/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,559
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,670
−HK$113/mo
Today · 4.125%
HK$3,783
baseline
▲ 0.50% · 4.625%
HK$4,013
+HK$230/mo
Deposit HK$334K · loan HK$780K · min. income ≈ HK$7,566/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,960
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,066
−HK$108/mo
Today · 4.125%
HK$4,174
baseline
▲ 0.50% · 4.625%
HK$4,394
+HK$220/mo
Deposit HK$334K · loan HK$780K · min. income ≈ HK$8,348/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,814
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,932
−HK$121/mo
Today · 4.125%
HK$4,053
baseline
▲ 0.50% · 4.625%
HK$4,299
+HK$246/mo
Deposit HK$279K · loan HK$836K · min. income ≈ HK$8,106/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,243
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,356
−HK$116/mo
Today · 4.125%
HK$4,472
baseline
▲ 0.50% · 4.625%
HK$4,707
+HK$235/mo
Deposit HK$279K · loan HK$836K · min. income ≈ HK$8,944/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,068
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,194
−HK$129/mo
Today · 4.125%
HK$4,323
baseline
▲ 0.50% · 4.625%
HK$4,586
+HK$263/mo
Deposit HK$223K · loan HK$892K · min. income ≈ HK$8,646/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,525
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,647
−HK$123/mo
Today · 4.125%
HK$4,770
baseline
▲ 0.50% · 4.625%
HK$5,021
+HK$251/mo
Deposit HK$223K · loan HK$892K · min. income ≈ HK$9,540/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,456
−HK$137/mo
Today · 4.125%
HK$4,593
baseline
▲ 0.50% · 4.625%
HK$4,873
+HK$280/mo
Deposit HK$167K · loan HK$948K · min. income ≈ HK$9,186/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,937
−HK$131/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$267/mo
Deposit HK$167K · loan HK$948K · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,576
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,719
−HK$144/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,159
+HK$296/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,091
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,228
−HK$138/mo
Today · 4.125%
HK$5,366
baseline
▲ 0.50% · 4.625%
HK$5,649
+HK$283/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$10,732/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).