▼ 0.50% · 3.625%
HK$2,459
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,535
−HK$78/mo
Today · 4.125%
HK$2,613
baseline
▲ 0.50% · 4.625%
HK$2,772
+HK$159/mo
Deposit HK$539K · loan HK$539K · min. income ≈ HK$5,226/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,735
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,809
−HK$74/mo
Today · 4.125%
HK$2,883
baseline
▲ 0.50% · 4.625%
HK$3,035
+HK$152/mo
Deposit HK$539K · loan HK$539K · min. income ≈ HK$5,766/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,705
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,789
−HK$85/mo
Today · 4.125%
HK$2,874
baseline
▲ 0.50% · 4.625%
HK$3,049
+HK$175/mo
Deposit HK$485K · loan HK$593K · min. income ≈ HK$5,748/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,009
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,090
−HK$82/mo
Today · 4.125%
HK$3,172
baseline
▲ 0.50% · 4.625%
HK$3,339
+HK$167/mo
Deposit HK$485K · loan HK$593K · min. income ≈ HK$6,344/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,951
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,042
−HK$94/mo
Today · 4.125%
HK$3,136
baseline
▲ 0.50% · 4.625%
HK$3,326
+HK$190/mo
Deposit HK$431K · loan HK$647K · min. income ≈ HK$6,272/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,283
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,371
−HK$89/mo
Today · 4.125%
HK$3,460
baseline
▲ 0.50% · 4.625%
HK$3,642
+HK$182/mo
Deposit HK$431K · loan HK$647K · min. income ≈ HK$6,920/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,197
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,296
−HK$101/mo
Today · 4.125%
HK$3,397
baseline
▲ 0.50% · 4.625%
HK$3,604
+HK$207/mo
Deposit HK$377K · loan HK$701K · min. income ≈ HK$6,794/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,556
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,651
−HK$97/mo
Today · 4.125%
HK$3,748
baseline
▲ 0.50% · 4.625%
HK$3,946
+HK$198/mo
Deposit HK$377K · loan HK$701K · min. income ≈ HK$7,496/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,442
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,550
−HK$108/mo
Today · 4.125%
HK$3,658
baseline
▲ 0.50% · 4.625%
HK$3,881
+HK$223/mo
Deposit HK$324K · loan HK$755K · min. income ≈ HK$7,316/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,830
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,932
−HK$105/mo
Today · 4.125%
HK$4,037
baseline
▲ 0.50% · 4.625%
HK$4,249
+HK$212/mo
Deposit HK$324K · loan HK$755K · min. income ≈ HK$8,074/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,688
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$117/mo
Today · 4.125%
HK$3,920
baseline
▲ 0.50% · 4.625%
HK$4,158
+HK$238/mo
Deposit HK$270K · loan HK$809K · min. income ≈ HK$7,840/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,103
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$112/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$228/mo
Deposit HK$270K · loan HK$809K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,934
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,057
−HK$124/mo
Today · 4.125%
HK$4,181
baseline
▲ 0.50% · 4.625%
HK$4,435
+HK$254/mo
Deposit HK$216K · loan HK$863K · min. income ≈ HK$8,362/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,377
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,494
−HK$119/mo
Today · 4.125%
HK$4,613
baseline
▲ 0.50% · 4.625%
HK$4,856
+HK$243/mo
Deposit HK$216K · loan HK$863K · min. income ≈ HK$9,226/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,180
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,310
−HK$132/mo
Today · 4.125%
HK$4,442
baseline
▲ 0.50% · 4.625%
HK$4,713
+HK$271/mo
Deposit HK$162K · loan HK$917K · min. income ≈ HK$8,884/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,650
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,775
−HK$127/mo
Today · 4.125%
HK$4,902
baseline
▲ 0.50% · 4.625%
HK$5,160
+HK$258/mo
Deposit HK$162K · loan HK$917K · min. income ≈ HK$9,804/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,426
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$140/mo
Today · 4.125%
HK$4,704
baseline
▲ 0.50% · 4.625%
HK$4,990
+HK$286/mo
Deposit HK$108K · loan HK$970K · min. income ≈ HK$9,408/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,924
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,056
−HK$134/mo
Today · 4.125%
HK$5,190
baseline
▲ 0.50% · 4.625%
HK$5,463
+HK$273/mo
Deposit HK$108K · loan HK$970K · min. income ≈ HK$10,380/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).