At today's rate and a 90% mortgage, the deposit on this unit is about HK$317K, with repayments around HK$13,829/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$317K · loan HK$2.85M · min. income ≈ HK$27,658/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 74 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 312 Saleable ft²
- Gross Area
- 427 ft²
- Efficiency
- 73%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-10-06 | HK$3.10M | +2.3% 3.4y · 1.0%/yr |
| 2013-04-10 | HK$3.03M | +88.2% |
| 2010-11-17 | HK$1.61M | +4.5% |
| 2010-02-12 | HK$1.54M | +28.3% |
| 2009-11-20 | HK$1.20M | +50.0% |
| 2008-11-13 | HK$800K | −60.0% |
| 2008-09-25 | HK$2.00M | +11.1% |
| 2007-10-04 | HK$1.80M | −6.2% |
| 1995-09-04 | HK$1.92M | — |