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Crescira AVM · estimated value Medium confidence
HK$11.48M
≈ HK$14,220 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.44M, with repayments around HK$38,930/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$36,633
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,772
−HK$1,158/mo
Today · 4.125%
HK$38,930
baseline
▲ 0.50% · 4.625%
HK$41,299
+HK$2,369/mo

Deposit HK$3.44M · loan HK$8.03M · min. income ≈ HK$77,860/mo (50% DSR)

Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,318 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
E
Saleable Area
807 ft²
Gross Area
980 ft²
Efficiency
82%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2023-04-11 HK$10.00M −21.9%
7.7y
2015-07-17 HK$12.80M +22.5%
2012-11-19 HK$10.45M +81.7%
1996-06-13 HK$5.75M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 14 min walk · 1,078 m
Education
35
schools within 1 km (8 within 500 m)
Daily convenience
8
within 1 km (1 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
29
parks, libraries, sports within 1 km

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 29 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com