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At today's rate and a 90% mortgage, the deposit on this unit is about HK$710K, with repayments around HK$30,970/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,940/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$213,009 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mei Foo Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- B NO. 11
- Saleable Area
- 614 Saleable ft²
- Gross Area
- 818 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-17 | HK$8.70M | +11.1% 3.1y · 4.0%/yr |
| 2018-11-06 | HK$7.83M | +99.2% 8.1y · 12.0%/yr |
| 2010-09-24 | HK$3.93M | +67.9% |
| 2006-05-02 | HK$2.34M | +11.4% |
| 2000-03-16 | HK$2.10M | −33.3% |
| 1996-08-10 | HK$3.15M | +46.5% |
| 1996-07-26 | HK$2.15M | — |