▼ 0.50% · 3.625%
HK$2,635
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,717
−HK$83/mo
Today · 4.125%
HK$2,800
baseline
▲ 0.50% · 4.625%
HK$2,971
+HK$171/mo
Deposit HK$578K · loan HK$578K · min. income ≈ HK$5,600/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,931
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,010
−HK$80/mo
Today · 4.125%
HK$3,090
baseline
▲ 0.50% · 4.625%
HK$3,253
+HK$163/mo
Deposit HK$578K · loan HK$578K · min. income ≈ HK$6,180/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,898
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,989
−HK$91/mo
Today · 4.125%
HK$3,080
baseline
▲ 0.50% · 4.625%
HK$3,268
+HK$188/mo
Deposit HK$520K · loan HK$636K · min. income ≈ HK$6,160/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,225
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,311
−HK$88/mo
Today · 4.125%
HK$3,399
baseline
▲ 0.50% · 4.625%
HK$3,578
+HK$179/mo
Deposit HK$520K · loan HK$636K · min. income ≈ HK$6,798/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,162
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,260
−HK$100/mo
Today · 4.125%
HK$3,360
baseline
▲ 0.50% · 4.625%
HK$3,565
+HK$205/mo
Deposit HK$462K · loan HK$693K · min. income ≈ HK$6,720/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,518
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,612
−HK$96/mo
Today · 4.125%
HK$3,708
baseline
▲ 0.50% · 4.625%
HK$3,903
+HK$195/mo
Deposit HK$462K · loan HK$693K · min. income ≈ HK$7,416/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,425
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,532
−HK$108/mo
Today · 4.125%
HK$3,640
baseline
▲ 0.50% · 4.625%
HK$3,862
+HK$222/mo
Deposit HK$404K · loan HK$751K · min. income ≈ HK$7,280/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,811
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,913
−HK$104/mo
Today · 4.125%
HK$4,017
baseline
▲ 0.50% · 4.625%
HK$4,228
+HK$211/mo
Deposit HK$404K · loan HK$751K · min. income ≈ HK$8,034/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,689
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,804
−HK$116/mo
Today · 4.125%
HK$3,920
baseline
▲ 0.50% · 4.625%
HK$4,159
+HK$239/mo
Deposit HK$347K · loan HK$809K · min. income ≈ HK$7,840/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,104
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,214
−HK$112/mo
Today · 4.125%
HK$4,326
baseline
▲ 0.50% · 4.625%
HK$4,554
+HK$228/mo
Deposit HK$347K · loan HK$809K · min. income ≈ HK$8,652/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,952
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,075
−HK$125/mo
Today · 4.125%
HK$4,200
baseline
▲ 0.50% · 4.625%
HK$4,456
+HK$256/mo
Deposit HK$289K · loan HK$867K · min. income ≈ HK$8,400/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,397
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,515
−HK$120/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,879
+HK$244/mo
Deposit HK$289K · loan HK$867K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,216
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,347
−HK$133/mo
Today · 4.125%
HK$4,480
baseline
▲ 0.50% · 4.625%
HK$4,753
+HK$273/mo
Deposit HK$231K · loan HK$924K · min. income ≈ HK$8,960/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,690
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,816
−HK$128/mo
Today · 4.125%
HK$4,944
baseline
▲ 0.50% · 4.625%
HK$5,204
+HK$260/mo
Deposit HK$231K · loan HK$924K · min. income ≈ HK$9,888/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,479
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,619
−HK$141/mo
Today · 4.125%
HK$4,760
baseline
▲ 0.50% · 4.625%
HK$5,050
+HK$290/mo
Deposit HK$173K · loan HK$982K · min. income ≈ HK$9,520/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,983
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$136/mo
Today · 4.125%
HK$5,253
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$276/mo
Deposit HK$173K · loan HK$982K · min. income ≈ HK$10,506/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,743
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,891
−HK$149/mo
Today · 4.125%
HK$5,040
baseline
▲ 0.50% · 4.625%
HK$5,347
+HK$307/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$10,080/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,277
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,418
−HK$144/mo
Today · 4.125%
HK$5,562
baseline
▲ 0.50% · 4.625%
HK$5,855
+HK$293/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$11,124/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).