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At today's rate and a 90% mortgage, the deposit on this unit is about HK$246K, with repayments around HK$10,748/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$21,496/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 85 schools within a 1 km walk.
Everyday convenience — 72 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 292 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-20 | HK$2.75M | −31.2% 5.9y · −5.0%/yr |
| 2019-08-05 | HK$4.00M | +33.3% 4.4y · 7.0%/yr |
| 2015-02-26 | HK$3.00M | +106.9% |
| 2010-12-03 | HK$1.45M | +88.3% |
| 2007-07-13 | HK$770K | +6.9% |
| 2007-05-03 | HK$720K | −30.8% |
| 1998-12-23 | HK$1.04M | — |