▼ 0.50% · 3.625%
HK$2,551
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,631
−HK$80/mo
Today · 4.125%
HK$2,711
baseline
▲ 0.50% · 4.625%
HK$2,876
+HK$165/mo
Deposit HK$559K · loan HK$559K · min. income ≈ HK$5,422/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,838
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,914
−HK$78/mo
Today · 4.125%
HK$2,992
baseline
▲ 0.50% · 4.625%
HK$3,149
+HK$157/mo
Deposit HK$559K · loan HK$559K · min. income ≈ HK$5,984/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,806
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,894
−HK$88/mo
Today · 4.125%
HK$2,982
baseline
▲ 0.50% · 4.625%
HK$3,164
+HK$182/mo
Deposit HK$504K · loan HK$615K · min. income ≈ HK$5,964/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,122
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,206
−HK$85/mo
Today · 4.125%
HK$3,291
baseline
▲ 0.50% · 4.625%
HK$3,464
+HK$173/mo
Deposit HK$504K · loan HK$615K · min. income ≈ HK$6,582/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,062
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,157
−HK$97/mo
Today · 4.125%
HK$3,254
baseline
▲ 0.50% · 4.625%
HK$3,452
+HK$198/mo
Deposit HK$448K · loan HK$671K · min. income ≈ HK$6,508/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,406
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,497
−HK$93/mo
Today · 4.125%
HK$3,590
baseline
▲ 0.50% · 4.625%
HK$3,779
+HK$189/mo
Deposit HK$448K · loan HK$671K · min. income ≈ HK$7,180/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,317
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,420
−HK$105/mo
Today · 4.125%
HK$3,525
baseline
▲ 0.50% · 4.625%
HK$3,739
+HK$214/mo
Deposit HK$392K · loan HK$727K · min. income ≈ HK$7,050/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,690
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,789
−HK$100/mo
Today · 4.125%
HK$3,889
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$205/mo
Deposit HK$392K · loan HK$727K · min. income ≈ HK$7,778/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,572
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,683
−HK$113/mo
Today · 4.125%
HK$3,796
baseline
▲ 0.50% · 4.625%
HK$4,027
+HK$231/mo
Deposit HK$336K · loan HK$783K · min. income ≈ HK$7,592/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,974
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,080
−HK$108/mo
Today · 4.125%
HK$4,188
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$221/mo
Deposit HK$336K · loan HK$783K · min. income ≈ HK$8,376/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,827
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,946
−HK$121/mo
Today · 4.125%
HK$4,067
baseline
▲ 0.50% · 4.625%
HK$4,314
+HK$247/mo
Deposit HK$280K · loan HK$839K · min. income ≈ HK$8,134/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,258
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,372
−HK$116/mo
Today · 4.125%
HK$4,488
baseline
▲ 0.50% · 4.625%
HK$4,724
+HK$236/mo
Deposit HK$280K · loan HK$839K · min. income ≈ HK$8,976/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,082
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,209
−HK$129/mo
Today · 4.125%
HK$4,338
baseline
▲ 0.50% · 4.625%
HK$4,602
+HK$264/mo
Deposit HK$224K · loan HK$895K · min. income ≈ HK$8,676/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,541
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,663
−HK$124/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,039
+HK$252/mo
Deposit HK$224K · loan HK$895K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,337
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,472
−HK$137/mo
Today · 4.125%
HK$4,609
baseline
▲ 0.50% · 4.625%
HK$4,890
+HK$281/mo
Deposit HK$168K · loan HK$951K · min. income ≈ HK$9,218/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,825
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,955
−HK$131/mo
Today · 4.125%
HK$5,086
baseline
▲ 0.50% · 4.625%
HK$5,354
+HK$268/mo
Deposit HK$168K · loan HK$951K · min. income ≈ HK$10,172/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,735
−HK$145/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$297/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,109
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,246
−HK$139/mo
Today · 4.125%
HK$5,385
baseline
▲ 0.50% · 4.625%
HK$5,669
+HK$284/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,770/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).