▼ 0.50% · 3.625%
HK$2,622
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,703
−HK$83/mo
Today · 4.125%
HK$2,786
baseline
▲ 0.50% · 4.625%
HK$2,956
+HK$170/mo
Deposit HK$575K · loan HK$575K · min. income ≈ HK$5,572/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,917
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,995
−HK$79/mo
Today · 4.125%
HK$3,074
baseline
▲ 0.50% · 4.625%
HK$3,236
+HK$162/mo
Deposit HK$575K · loan HK$575K · min. income ≈ HK$6,148/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,884
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,974
−HK$91/mo
Today · 4.125%
HK$3,065
baseline
▲ 0.50% · 4.625%
HK$3,251
+HK$186/mo
Deposit HK$517K · loan HK$632K · min. income ≈ HK$6,130/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,208
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,294
−HK$88/mo
Today · 4.125%
HK$3,382
baseline
▲ 0.50% · 4.625%
HK$3,560
+HK$178/mo
Deposit HK$517K · loan HK$632K · min. income ≈ HK$6,764/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,146
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,244
−HK$99/mo
Today · 4.125%
HK$3,343
baseline
▲ 0.50% · 4.625%
HK$3,547
+HK$204/mo
Deposit HK$460K · loan HK$690K · min. income ≈ HK$6,686/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,500
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,594
−HK$95/mo
Today · 4.125%
HK$3,689
baseline
▲ 0.50% · 4.625%
HK$3,883
+HK$194/mo
Deposit HK$460K · loan HK$690K · min. income ≈ HK$7,378/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,408
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,514
−HK$108/mo
Today · 4.125%
HK$3,622
baseline
▲ 0.50% · 4.625%
HK$3,842
+HK$220/mo
Deposit HK$402K · loan HK$747K · min. income ≈ HK$7,244/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,792
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,893
−HK$103/mo
Today · 4.125%
HK$3,996
baseline
▲ 0.50% · 4.625%
HK$4,207
+HK$211/mo
Deposit HK$402K · loan HK$747K · min. income ≈ HK$7,992/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,670
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,785
−HK$116/mo
Today · 4.125%
HK$3,901
baseline
▲ 0.50% · 4.625%
HK$4,138
+HK$237/mo
Deposit HK$345K · loan HK$805K · min. income ≈ HK$7,802/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,083
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,193
−HK$111/mo
Today · 4.125%
HK$4,304
baseline
▲ 0.50% · 4.625%
HK$4,531
+HK$227/mo
Deposit HK$345K · loan HK$805K · min. income ≈ HK$8,608/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,933
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,055
−HK$124/mo
Today · 4.125%
HK$4,179
baseline
▲ 0.50% · 4.625%
HK$4,433
+HK$254/mo
Deposit HK$287K · loan HK$862K · min. income ≈ HK$8,358/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,375
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$119/mo
Today · 4.125%
HK$4,611
baseline
▲ 0.50% · 4.625%
HK$4,854
+HK$243/mo
Deposit HK$287K · loan HK$862K · min. income ≈ HK$9,222/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,195
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,325
−HK$133/mo
Today · 4.125%
HK$4,458
baseline
▲ 0.50% · 4.625%
HK$4,729
+HK$271/mo
Deposit HK$230K · loan HK$920K · min. income ≈ HK$8,916/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,667
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,792
−HK$127/mo
Today · 4.125%
HK$4,919
baseline
▲ 0.50% · 4.625%
HK$5,178
+HK$259/mo
Deposit HK$230K · loan HK$920K · min. income ≈ HK$9,838/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,595
−HK$141/mo
Today · 4.125%
HK$4,736
baseline
▲ 0.50% · 4.625%
HK$5,025
+HK$289/mo
Deposit HK$172K · loan HK$977K · min. income ≈ HK$9,472/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,958
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$135/mo
Today · 4.125%
HK$5,226
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$276/mo
Deposit HK$172K · loan HK$977K · min. income ≈ HK$10,452/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,719
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,866
−HK$149/mo
Today · 4.125%
HK$5,015
baseline
▲ 0.50% · 4.625%
HK$5,320
+HK$305/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$10,030/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,250
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,391
−HK$143/mo
Today · 4.125%
HK$5,534
baseline
▲ 0.50% · 4.625%
HK$5,825
+HK$291/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$11,068/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).