At today's rate and a 90% mortgage, the deposit on this unit is about HK$366K, with repayments around HK$15,955/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$366K · loan HK$3.29M · min. income ≈ HK$31,910/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 74 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- NO. 85
- Saleable Area
- 650 Saleable ft²
- Gross Area
- 1,180 ft²
- Efficiency
- 55%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-11 | HK$9.55M | +82.0% 1.5y · 55.0%/yr |
| 2019-08-07 | HK$5.25M | +386.1% 13.0y · 30.0%/yr |
| 2006-08-07 | HK$1.08M | +22.7% |
| 2006-03-29 | HK$880K | −45.0% |
| 1998-03-20 | HK$1.60M | — |