▼ 0.50% · 3.625%
HK$3,755
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,871
−HK$119/mo
Today · 4.125%
HK$3,990
baseline
▲ 0.50% · 4.625%
HK$4,233
+HK$243/mo
Deposit HK$823K · loan HK$823K · min. income ≈ HK$7,980/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,177
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,289
−HK$114/mo
Today · 4.125%
HK$4,403
baseline
▲ 0.50% · 4.625%
HK$4,635
+HK$232/mo
Deposit HK$823K · loan HK$823K · min. income ≈ HK$8,806/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,130
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,258
−HK$131/mo
Today · 4.125%
HK$4,389
baseline
▲ 0.50% · 4.625%
HK$4,656
+HK$267/mo
Deposit HK$741K · loan HK$906K · min. income ≈ HK$8,778/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,595
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,718
−HK$125/mo
Today · 4.125%
HK$4,843
baseline
▲ 0.50% · 4.625%
HK$5,098
+HK$255/mo
Deposit HK$741K · loan HK$906K · min. income ≈ HK$9,686/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,646
−HK$142/mo
Today · 4.125%
HK$4,788
baseline
▲ 0.50% · 4.625%
HK$5,079
+HK$291/mo
Deposit HK$659K · loan HK$988K · min. income ≈ HK$9,576/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,147
−HK$136/mo
Today · 4.125%
HK$5,283
baseline
▲ 0.50% · 4.625%
HK$5,562
+HK$279/mo
Deposit HK$659K · loan HK$988K · min. income ≈ HK$10,566/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,881
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,033
−HK$154/mo
Today · 4.125%
HK$5,187
baseline
▲ 0.50% · 4.625%
HK$5,503
+HK$316/mo
Deposit HK$576K · loan HK$1.07M · min. income ≈ HK$10,374/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,430
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,576
−HK$147/mo
Today · 4.125%
HK$5,723
baseline
▲ 0.50% · 4.625%
HK$6,025
+HK$302/mo
Deposit HK$576K · loan HK$1.07M · min. income ≈ HK$11,446/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,256
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,420
−HK$166/mo
Today · 4.125%
HK$5,586
baseline
▲ 0.50% · 4.625%
HK$5,926
+HK$340/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$11,172/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,848
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,004
−HK$160/mo
Today · 4.125%
HK$6,164
baseline
▲ 0.50% · 4.625%
HK$6,488
+HK$324/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$12,328/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,632
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,807
−HK$178/mo
Today · 4.125%
HK$5,985
baseline
▲ 0.50% · 4.625%
HK$6,349
+HK$364/mo
Deposit HK$412K · loan HK$1.23M · min. income ≈ HK$11,970/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,265
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,433
−HK$171/mo
Today · 4.125%
HK$6,604
baseline
▲ 0.50% · 4.625%
HK$6,952
+HK$348/mo
Deposit HK$412K · loan HK$1.23M · min. income ≈ HK$13,208/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,007
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,194
−HK$190/mo
Today · 4.125%
HK$6,384
baseline
▲ 0.50% · 4.625%
HK$6,772
+HK$388/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$12,768/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,683
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,862
−HK$182/mo
Today · 4.125%
HK$7,044
baseline
▲ 0.50% · 4.625%
HK$7,415
+HK$371/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$14,088/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,383
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,581
−HK$202/mo
Today · 4.125%
HK$6,783
baseline
▲ 0.50% · 4.625%
HK$7,196
+HK$413/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,566/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,101
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,291
−HK$193/mo
Today · 4.125%
HK$7,484
baseline
▲ 0.50% · 4.625%
HK$7,879
+HK$395/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,968/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,758
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,968
−HK$214/mo
Today · 4.125%
HK$7,182
baseline
▲ 0.50% · 4.625%
HK$7,619
+HK$437/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$14,364/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,518
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,720
−HK$205/mo
Today · 4.125%
HK$7,925
baseline
▲ 0.50% · 4.625%
HK$8,342
+HK$417/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$15,850/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).