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At today's rate and a 90% mortgage, the deposit on this unit is about HK$347K, with repayments around HK$15,127/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$347K · loan HK$3.12M · min. income ≈ HK$30,254/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- E
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 409 ft²
- Efficiency
- 74%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-22 | HK$4.60M | +19.2% 4.6y · 4.0%/yr |
| 2017-06-08 | HK$3.86M | +48.5% 3.0y · 16.0%/yr |
| 2014-05-19 | HK$2.60M | +60.5% |
| 2012-01-30 | HK$1.62M | +128.2% |
| 2007-01-15 | HK$710K | +9.2% |
| 2006-12-28 | HK$650K | +116.7% |
| 2002-01-14 | HK$300K | −40.0% |
| 1997-12-12 | HK$500K | — |