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At today's rate and a 90% mortgage, the deposit on this unit is about HK$344K, with repayments around HK$14,990/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$344K · loan HK$3.09M · min. income ≈ HK$29,980/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 71 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 335 Saleable ft²
- Gross Area
- 443 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-22 | HK$3.70M | −22.9% 6.4y · 7.0%/yr |
| 2019-10-17 | HK$4.80M | +84.6% 5.9y · 15.0%/yr |
| 2013-12-05 | HK$2.60M | +205.9% |
| 2011-11-08 | HK$850K | +13.3% |
| 2004-03-29 | HK$750K | −3.8% |
| 2003-11-15 | HK$780K | +0.0% |
| 2003-09-03 | HK$780K | +41.8% |
| 2003-08-23 | HK$550K | — |