▼ 0.50% · 3.625%
HK$2,112
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,178
−HK$67/mo
Today · 4.125%
HK$2,245
baseline
▲ 0.50% · 4.625%
HK$2,381
+HK$136/mo
Deposit HK$463K · loan HK$463K · min. income ≈ HK$4,490/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,350
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,413
−HK$64/mo
Today · 4.125%
HK$2,477
baseline
▲ 0.50% · 4.625%
HK$2,607
+HK$130/mo
Deposit HK$463K · loan HK$463K · min. income ≈ HK$4,954/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,323
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,396
−HK$73/mo
Today · 4.125%
HK$2,469
baseline
▲ 0.50% · 4.625%
HK$2,619
+HK$150/mo
Deposit HK$417K · loan HK$509K · min. income ≈ HK$4,938/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,585
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,654
−HK$70/mo
Today · 4.125%
HK$2,724
baseline
▲ 0.50% · 4.625%
HK$2,868
+HK$144/mo
Deposit HK$417K · loan HK$509K · min. income ≈ HK$5,448/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,535
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,613
−HK$81/mo
Today · 4.125%
HK$2,694
baseline
▲ 0.50% · 4.625%
HK$2,857
+HK$163/mo
Deposit HK$371K · loan HK$556K · min. income ≈ HK$5,388/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,820
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,895
−HK$77/mo
Today · 4.125%
HK$2,972
baseline
▲ 0.50% · 4.625%
HK$3,129
+HK$157/mo
Deposit HK$371K · loan HK$556K · min. income ≈ HK$5,944/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,746
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,831
−HK$87/mo
Today · 4.125%
HK$2,918
baseline
▲ 0.50% · 4.625%
HK$3,096
+HK$178/mo
Deposit HK$324K · loan HK$602K · min. income ≈ HK$5,836/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,055
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,137
−HK$83/mo
Today · 4.125%
HK$3,220
baseline
▲ 0.50% · 4.625%
HK$3,389
+HK$169/mo
Deposit HK$324K · loan HK$602K · min. income ≈ HK$6,440/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,957
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,049
−HK$93/mo
Today · 4.125%
HK$3,142
baseline
▲ 0.50% · 4.625%
HK$3,334
+HK$192/mo
Deposit HK$278K · loan HK$648K · min. income ≈ HK$6,284/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,290
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,378
−HK$89/mo
Today · 4.125%
HK$3,467
baseline
▲ 0.50% · 4.625%
HK$3,650
+HK$183/mo
Deposit HK$278K · loan HK$648K · min. income ≈ HK$6,934/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,168
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,267
−HK$100/mo
Today · 4.125%
HK$3,367
baseline
▲ 0.50% · 4.625%
HK$3,572
+HK$205/mo
Deposit HK$232K · loan HK$695K · min. income ≈ HK$6,734/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,525
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,619
−HK$96/mo
Today · 4.125%
HK$3,715
baseline
▲ 0.50% · 4.625%
HK$3,911
+HK$196/mo
Deposit HK$232K · loan HK$695K · min. income ≈ HK$7,430/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,379
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,485
−HK$106/mo
Today · 4.125%
HK$3,591
baseline
▲ 0.50% · 4.625%
HK$3,810
+HK$219/mo
Deposit HK$185K · loan HK$741K · min. income ≈ HK$7,182/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,760
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,860
−HK$103/mo
Today · 4.125%
HK$3,963
baseline
▲ 0.50% · 4.625%
HK$4,172
+HK$209/mo
Deposit HK$185K · loan HK$741K · min. income ≈ HK$7,926/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,591
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,702
−HK$114/mo
Today · 4.125%
HK$3,816
baseline
▲ 0.50% · 4.625%
HK$4,048
+HK$232/mo
Deposit HK$139K · loan HK$787K · min. income ≈ HK$7,632/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,995
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,102
−HK$108/mo
Today · 4.125%
HK$4,210
baseline
▲ 0.50% · 4.625%
HK$4,432
+HK$222/mo
Deposit HK$139K · loan HK$787K · min. income ≈ HK$8,420/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,802
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,920
−HK$120/mo
Today · 4.125%
HK$4,040
baseline
▲ 0.50% · 4.625%
HK$4,286
+HK$246/mo
Deposit HK$93K · loan HK$834K · min. income ≈ HK$8,080/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,230
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,343
−HK$115/mo
Today · 4.125%
HK$4,458
baseline
▲ 0.50% · 4.625%
HK$4,693
+HK$235/mo
Deposit HK$93K · loan HK$834K · min. income ≈ HK$8,916/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).