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Crescira AVM · estimated value Medium confidence
HK$4.28M
≈ HK$7,127 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$428K, with repayments around HK$18,683/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,580
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,127
−HK$556/mo
Today · 4.125%
HK$18,683
baseline
▲ 0.50% · 4.625%
HK$19,819
+HK$1,136/mo

Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$37,366/mo (50% DSR)

Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$56,735 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
NO. 25
Saleable Area
601 ft²
School net (POA)
35

Transaction History

Date Price Gain / loss
2017-10-04 HK$4.71M +647.9%
12.6y · 52.0%/yr
2005-02-07 HK$630K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 6 min walk · 435 m
Education
59
schools within 1 km (18 within 500 m)
Daily convenience
55
within 1 km (11 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to To Kwa Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 59 schools within a 1 km walk.

Everyday convenience — 55 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com