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At today's rate and a 90% mortgage, the deposit on this unit is about HK$317K, with repayments around HK$13,811/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$317K · loan HK$2.85M · min. income ≈ HK$27,622/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- C
- Saleable Area
- 258 Saleable ft²
- Gross Area
- 425 ft²
- Efficiency
- 61%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-07 | HK$3.10M | −30.8% 7.7y · −4.0%/yr |
| 2018-09-20 | HK$4.48M | +64.1% 5.3y · 12.0%/yr |
| 2013-06-04 | HK$2.73M | +165.0% |
| 2009-08-07 | HK$1.03M | +25.6% |
| 2007-08-22 | HK$820K | — |