▼ 0.50% · 3.625%
HK$19,950
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,571
−HK$630/mo
Today · 4.125%
HK$21,201
baseline
▲ 0.50% · 4.625%
HK$22,491
+HK$1,290/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,402/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,195
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,790
−HK$604/mo
Today · 4.125%
HK$23,394
baseline
▲ 0.50% · 4.625%
HK$24,627
+HK$1,233/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,788/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,945
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,628
−HK$694/mo
Today · 4.125%
HK$23,322
baseline
▲ 0.50% · 4.625%
HK$24,741
+HK$1,419/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,644/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,414
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,069
−HK$664/mo
Today · 4.125%
HK$25,733
baseline
▲ 0.50% · 4.625%
HK$27,089
+HK$1,356/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,466/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,940
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,685
−HK$757/mo
Today · 4.125%
HK$25,442
baseline
▲ 0.50% · 4.625%
HK$26,990
+HK$1,548/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,884/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,633
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,348
−HK$724/mo
Today · 4.125%
HK$28,072
baseline
▲ 0.50% · 4.625%
HK$29,552
+HK$1,480/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,144/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,935
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,742
−HK$820/mo
Today · 4.125%
HK$27,562
baseline
▲ 0.50% · 4.625%
HK$29,239
+HK$1,677/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,124/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,853
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,627
−HK$785/mo
Today · 4.125%
HK$30,412
baseline
▲ 0.50% · 4.625%
HK$32,015
+HK$1,603/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,824/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,930
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,799
−HK$883/mo
Today · 4.125%
HK$29,682
baseline
▲ 0.50% · 4.625%
HK$31,488
+HK$1,806/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,364/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,072
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,906
−HK$845/mo
Today · 4.125%
HK$32,751
baseline
▲ 0.50% · 4.625%
HK$34,477
+HK$1,726/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,502/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,925
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,856
−HK$946/mo
Today · 4.125%
HK$31,802
baseline
▲ 0.50% · 4.625%
HK$33,737
+HK$1,935/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,604/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,292
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,185
−HK$905/mo
Today · 4.125%
HK$35,090
baseline
▲ 0.50% · 4.625%
HK$36,940
+HK$1,850/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,180/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,920
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,913
−HK$1,009/mo
Today · 4.125%
HK$33,922
baseline
▲ 0.50% · 4.625%
HK$35,986
+HK$2,064/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,844/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,511
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,464
−HK$966/mo
Today · 4.125%
HK$37,430
baseline
▲ 0.50% · 4.625%
HK$39,403
+HK$1,973/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,860/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,916
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,970
−HK$1,072/mo
Today · 4.125%
HK$36,042
baseline
▲ 0.50% · 4.625%
HK$38,235
+HK$2,193/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,084/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,731
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,743
−HK$1,026/mo
Today · 4.125%
HK$39,769
baseline
▲ 0.50% · 4.625%
HK$41,865
+HK$2,096/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,538/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,911
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,028
−HK$1,134/mo
Today · 4.125%
HK$38,162
baseline
▲ 0.50% · 4.625%
HK$40,485
+HK$2,323/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$76,324/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,950
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,022
−HK$1,087/mo
Today · 4.125%
HK$42,109
baseline
▲ 0.50% · 4.625%
HK$44,328
+HK$2,219/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$84,218/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,475 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).