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Crescira AVM · estimated value Medium confidence
HK$5.96M
≈ HK$15,318 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$596K, with repayments around HK$25,991/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$24,458
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,219
−HK$772/mo
Today · 4.125%
HK$25,991
baseline
▲ 0.50% · 4.625%
HK$27,573
+HK$1,582/mo

Deposit HK$596K · loan HK$5.36M · min. income ≈ HK$51,982/mo (50% DSR)

Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$134,074 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Whampoa Station
≈ 1 min walk · 45 m
Education
55
schools within 1 km (32 within 500 m)
Daily convenience
68
within 1 km (40 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 55 schools within a 1 km walk.

Everyday convenience — 68 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
8/F
Flat
H
Saleable Area
389 Saleable ft²
Gross Area
469 ft²
Efficiency
83%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2021-04-28 HK$7.38M +1.4%
3.1y · 0.0%/yr
2018-04-12 HK$7.28M +19.7%
3.0y · 7.0%/yr
2015-03-20 HK$6.08M +182.8%
2005-04-25 HK$2.15M −23.2%
1996-09-10 HK$2.80M +10.7%
1996-07-25 HK$2.53M
Data sourced from Renavon.com