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At today's rate and a 90% mortgage, the deposit on this unit is about HK$596K, with repayments around HK$25,991/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$596K · loan HK$5.36M · min. income ≈ HK$51,982/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$134,074 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- H
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-28 | HK$7.38M | +1.4% 3.1y · 0.0%/yr |
| 2018-04-12 | HK$7.28M | +19.7% 3.0y · 7.0%/yr |
| 2015-03-20 | HK$6.08M | +182.8% |
| 2005-04-25 | HK$2.15M | −23.2% |
| 1996-09-10 | HK$2.80M | +10.7% |
| 1996-07-25 | HK$2.53M | — |