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At today's rate and a 90% mortgage, the deposit on this unit is about HK$520K, with repayments around HK$22,663/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$45,326/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,902 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- E
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-27 | HK$7.15M | +93.2% 9.2y · 10.0%/yr |
| 2011-03-11 | HK$3.70M | +13.8% |
| 2010-09-02 | HK$3.25M | +25.0% |
| 2009-09-23 | HK$2.60M | +20.9% |
| 2007-06-29 | HK$2.15M | +13.2% |
| 2006-01-20 | HK$1.90M | −9.5% |
| 1999-09-22 | HK$2.10M | −43.1% |
| 1997-08-07 | HK$3.69M | +8.5% |
| 1997-04-02 | HK$3.40M | +36.0% |
| 1996-06-07 | HK$2.50M | — |