▼ 0.50% · 3.625%
HK$20,078
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,703
−HK$634/mo
Today · 4.125%
HK$21,337
baseline
▲ 0.50% · 4.625%
HK$22,636
+HK$1,299/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,674/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,337
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,936
−HK$608/mo
Today · 4.125%
HK$23,544
baseline
▲ 0.50% · 4.625%
HK$24,785
+HK$1,241/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,088/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,086
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,773
−HK$698/mo
Today · 4.125%
HK$23,471
baseline
▲ 0.50% · 4.625%
HK$24,899
+HK$1,428/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,942/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,570
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,229
−HK$669/mo
Today · 4.125%
HK$25,898
baseline
▲ 0.50% · 4.625%
HK$27,263
+HK$1,365/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,796/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,094
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,843
−HK$762/mo
Today · 4.125%
HK$25,605
baseline
▲ 0.50% · 4.625%
HK$27,163
+HK$1,558/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,210/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,804
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,523
−HK$729/mo
Today · 4.125%
HK$28,252
baseline
▲ 0.50% · 4.625%
HK$29,742
+HK$1,490/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,504/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,102
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,914
−HK$824/mo
Today · 4.125%
HK$27,738
baseline
▲ 0.50% · 4.625%
HK$29,426
+HK$1,688/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,476/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,038
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,817
−HK$790/mo
Today · 4.125%
HK$30,607
baseline
▲ 0.50% · 4.625%
HK$32,220
+HK$1,613/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,214/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,109
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,984
−HK$888/mo
Today · 4.125%
HK$29,872
baseline
▲ 0.50% · 4.625%
HK$31,690
+HK$1,818/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,744/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,272
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,110
−HK$851/mo
Today · 4.125%
HK$32,961
baseline
▲ 0.50% · 4.625%
HK$34,698
+HK$1,737/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,922/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,117
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,054
−HK$952/mo
Today · 4.125%
HK$32,006
baseline
▲ 0.50% · 4.625%
HK$33,953
+HK$1,947/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$64,012/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,505
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,404
−HK$911/mo
Today · 4.125%
HK$35,315
baseline
▲ 0.50% · 4.625%
HK$37,177
+HK$1,862/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,630/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,125
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,124
−HK$1,016/mo
Today · 4.125%
HK$34,140
baseline
▲ 0.50% · 4.625%
HK$36,217
+HK$2,077/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,280/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,739
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,697
−HK$973/mo
Today · 4.125%
HK$37,670
baseline
▲ 0.50% · 4.625%
HK$39,655
+HK$1,985/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,340/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,133
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,195
−HK$1,078/mo
Today · 4.125%
HK$36,273
baseline
▲ 0.50% · 4.625%
HK$38,481
+HK$2,208/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,546/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,973
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,991
−HK$1,033/mo
Today · 4.125%
HK$40,024
baseline
▲ 0.50% · 4.625%
HK$42,134
+HK$2,110/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$80,048/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,141
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,265
−HK$1,142/mo
Today · 4.125%
HK$38,407
baseline
▲ 0.50% · 4.625%
HK$40,744
+HK$2,337/mo
Deposit HK$881K · loan HK$7.92M · min. income ≈ HK$76,814/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,206
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,285
−HK$1,093/mo
Today · 4.125%
HK$42,378
baseline
▲ 0.50% · 4.625%
HK$44,612
+HK$2,234/mo
Deposit HK$881K · loan HK$7.92M · min. income ≈ HK$84,756/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,158 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).