8/F 3

in WHAMPOA ESTATE ON FU BUILDING (BLOCK T)

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Floor

1/F 2 323 ft² 1/F 4 494 ft² 1/F 6 323 ft² 1/F 7 323 ft² 2/F 3 323 ft² 2/F 4 478 ft² 3/F 1 494 ft² 3/F 3 323 ft² 3/F 4 494 ft² 3/F 5 494 ft² 3/F 6 323 ft² 3/F 8 494 ft² 4/F 2 331 ft² 4/F 4 494 ft² 4/F 5 494 ft² 4/F 6 323 ft² 5/F 3 331 ft² 5/F 4 494 ft² 5/F 6 323 ft² 5/F 7 323 ft² 6/F 1 494 ft² 6/F 2 323 ft² 6/F 4 494 ft² 6/F 5 494 ft² 6/F 7 331 ft² 6/F 8 478 ft² 7/F 4 478 ft² 7/F 5 478 ft² 7/F 6 323 ft² 7/F 7 323 ft² 7/F 8 478 ft² 8/F 1 494 ft² 8/F 3 323 ft² 8/F 4 494 ft² 8/F 5 494 ft² 8/F 6 331 ft² 8/F 7 323 ft² 8/F 8 478 ft² 9/F 1 478 ft² 9/F 2 331 ft² 9/F 3 331 ft² 9/F 6 331 ft² 9/F 8 494 ft² 10/F 4 494 ft² 10/F 6 323 ft² 10/F 7 331 ft² 10/F 8 478 ft² 11/F 2 323 ft² 11/F 3 331 ft² 11/F 4 494 ft² 11/F 7 323 ft² 11/F 8 478 ft² 12/F 2 323 ft² 12/F 3 323 ft² 12/F 4 478 ft² 12/F 5 494 ft² 12/F 6 323 ft² 13/F 1 494 ft² 13/F 2 323 ft² 13/F 3 323 ft² 13/F 7 331 ft² 13/F 8 494 ft² 13/F 1 494 ft² 14/F 1 494 ft² 14/F 3 323 ft² 14/F 4 494 ft² 14/F 7 323 ft² 14/F 8 494 ft² 15/F 3 327 ft² 15/F 4 453 ft² 15/F 5 453 ft² 15/F 7 327 ft² 15/F 8 453 ft² 16/F 1 453 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.37M

≈ HK$13,526 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$437K, with repayments around HK$19,056/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$17,931

−HK$1,125/mo

▼ 0.25% · 3.875%

HK$18,489

−HK$567/mo

Today · 4.125%

HK$19,056

baseline

▲ 0.50% · 4.625%

HK$20,215

+HK$1,159/mo

Deposit HK$437K · loan HK$3.93M · min. income ≈ HK$38,112/mo (50% DSR)

Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,531 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Whampoa Station

≈ 4 min walk · 276 m

Education

schools within 1 km (16 within 500 m)

Daily convenience

within 1 km (30 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 50 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 8/F
Flat: 3
Saleable Area: 323 Saleable ft²
Gross Area: 450 ft²
Efficiency: 72%
District: Kowloon City District · Kowloon
School net (POA): 35

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2018-05-28	HK$5.00M	+163.2% 8.6y · 19.0%/yr	HK$15,480	HK$11,111
2009-10-02	HK$1.90M	+10.5%	HK$5,882	HK$4,222
2008-02-01	HK$1.72M	+27.4%	HK$5,325	HK$3,822
2006-05-15	HK$1.35M	+19.5%	HK$4,180	HK$3,000
2004-08-31	HK$1.13M	+5.6%	HK$3,498	HK$2,511
2004-05-05	HK$1.07M	−23.6%	HK$3,313	HK$2,378
1998-11-30	HK$1.40M	−32.7%	HK$4,334	HK$3,111
1997-09-15	HK$2.08M	+26.1%	HK$6,440	HK$4,622
1997-01-17	HK$1.65M	—	HK$5,108	HK$3,667

Other appraised units in this building

Data sourced from Renavon.com