▼ 0.50% · 3.625%
HK$19,022
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,614
−HK$601/mo
Today · 4.125%
HK$20,215
baseline
▲ 0.50% · 4.625%
HK$21,445
+HK$1,230/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,430/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,162
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,729
−HK$576/mo
Today · 4.125%
HK$22,305
baseline
▲ 0.50% · 4.625%
HK$23,481
+HK$1,176/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,610/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,924
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,575
−HK$661/mo
Today · 4.125%
HK$22,236
baseline
▲ 0.50% · 4.625%
HK$23,589
+HK$1,353/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$44,472/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,278
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,902
−HK$634/mo
Today · 4.125%
HK$24,536
baseline
▲ 0.50% · 4.625%
HK$25,829
+HK$1,293/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$49,072/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,826
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,536
−HK$722/mo
Today · 4.125%
HK$24,258
baseline
▲ 0.50% · 4.625%
HK$25,734
+HK$1,476/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,516/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,394
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,075
−HK$691/mo
Today · 4.125%
HK$26,766
baseline
▲ 0.50% · 4.625%
HK$28,177
+HK$1,411/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,532/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,729
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,498
−HK$781/mo
Today · 4.125%
HK$26,279
baseline
▲ 0.50% · 4.625%
HK$27,878
+HK$1,599/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,558/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,510
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,248
−HK$749/mo
Today · 4.125%
HK$28,997
baseline
▲ 0.50% · 4.625%
HK$30,525
+HK$1,528/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,994/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,631
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,459
−HK$842/mo
Today · 4.125%
HK$28,301
baseline
▲ 0.50% · 4.625%
HK$30,023
+HK$1,722/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,602/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,626
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,421
−HK$806/mo
Today · 4.125%
HK$31,227
baseline
▲ 0.50% · 4.625%
HK$32,873
+HK$1,646/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,454/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,533
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,420
−HK$902/mo
Today · 4.125%
HK$30,322
baseline
▲ 0.50% · 4.625%
HK$32,167
+HK$1,845/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,644/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,743
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,594
−HK$864/mo
Today · 4.125%
HK$33,458
baseline
▲ 0.50% · 4.625%
HK$35,221
+HK$1,763/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,916/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,435
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,382
−HK$962/mo
Today · 4.125%
HK$32,344
baseline
▲ 0.50% · 4.625%
HK$34,312
+HK$1,968/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,688/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,859
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,767
−HK$921/mo
Today · 4.125%
HK$35,688
baseline
▲ 0.50% · 4.625%
HK$37,569
+HK$1,881/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,376/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,337
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,343
−HK$1,022/mo
Today · 4.125%
HK$34,365
baseline
▲ 0.50% · 4.625%
HK$36,456
+HK$2,091/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,730/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,975
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,940
−HK$979/mo
Today · 4.125%
HK$37,919
baseline
▲ 0.50% · 4.625%
HK$39,917
+HK$1,998/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,838/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,240
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,305
−HK$1,082/mo
Today · 4.125%
HK$36,387
baseline
▲ 0.50% · 4.625%
HK$38,601
+HK$2,214/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$72,774/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,091
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,113
−HK$1,036/mo
Today · 4.125%
HK$40,149
baseline
▲ 0.50% · 4.625%
HK$42,265
+HK$2,116/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$80,298/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,261 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).