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Crescira AVM · estimated value Medium confidence
HK$6.73M
≈ HK$14,438 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$673K, with repayments around HK$29,347/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$27,616
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,475
−HK$872/mo
Today · 4.125%
HK$29,347
baseline
▲ 0.50% · 4.625%
HK$31,133
+HK$1,786/mo

Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$58,694/mo (50% DSR)

Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$201,847 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Whampoa Station
≈ 1 min walk · 25 m
Education
53
schools within 1 km (30 within 500 m)
Daily convenience
68
within 1 km (37 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 68 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
B
Saleable Area
466 Saleable ft²
Gross Area
558 ft²
Efficiency
84%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2021-07-30 HK$8.78M +7.3%
3.0y · 2.0%/yr
2018-07-23 HK$8.18M +62.9%
4.2y · 15.0%/yr
2014-05-20 HK$5.02M +33.9%
2011-01-13 HK$3.75M +19.8%
2010-02-01 HK$3.13M +11.8%
2009-08-26 HK$2.80M +25.6%
2007-03-21 HK$2.23M +1.4%
2005-04-06 HK$2.20M
Data sourced from Renavon.com