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At today's rate and a 90% mortgage, the deposit on this unit is about HK$587K, with repayments around HK$25,593/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$587K · loan HK$5.28M · min. income ≈ HK$51,186/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$132,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-24 | HK$7.20M | +36.5% 4.6y · 8.0%/yr |
| 2016-07-14 | HK$5.28M | +75.8% 6.0y · 13.0%/yr |
| 2010-08-05 | HK$3.00M | +12.8% |
| 2008-03-12 | HK$2.66M | +35.0% |
| 2005-04-27 | HK$1.97M | +28.8% |
| 2001-07-23 | HK$1.53M | −18.2% |
| 2000-01-21 | HK$1.87M | — |