▼ 0.50% · 3.625%
HK$4,413
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,550
−HK$140/mo
Today · 4.125%
HK$4,690
baseline
▲ 0.50% · 4.625%
HK$4,975
+HK$285/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$9,380/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,910
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,041
−HK$134/mo
Today · 4.125%
HK$5,175
baseline
▲ 0.50% · 4.625%
HK$5,448
+HK$273/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$10,350/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,855
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,006
−HK$153/mo
Today · 4.125%
HK$5,159
baseline
▲ 0.50% · 4.625%
HK$5,473
+HK$314/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$10,318/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,401
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,545
−HK$147/mo
Today · 4.125%
HK$5,692
baseline
▲ 0.50% · 4.625%
HK$5,992
+HK$300/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$11,384/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,296
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,461
−HK$167/mo
Today · 4.125%
HK$5,628
baseline
▲ 0.50% · 4.625%
HK$5,970
+HK$342/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$11,256/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,892
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,050
−HK$160/mo
Today · 4.125%
HK$6,210
baseline
▲ 0.50% · 4.625%
HK$6,537
+HK$327/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$12,420/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,737
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,916
−HK$181/mo
Today · 4.125%
HK$6,097
baseline
▲ 0.50% · 4.625%
HK$6,468
+HK$371/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$12,194/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,383
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,554
−HK$173/mo
Today · 4.125%
HK$6,727
baseline
▲ 0.50% · 4.625%
HK$7,082
+HK$355/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$13,454/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,178
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,371
−HK$195/mo
Today · 4.125%
HK$6,566
baseline
▲ 0.50% · 4.625%
HK$6,965
+HK$399/mo
Deposit HK$581K · loan HK$1.35M · min. income ≈ HK$13,132/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,873
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,058
−HK$187/mo
Today · 4.125%
HK$7,245
baseline
▲ 0.50% · 4.625%
HK$7,627
+HK$382/mo
Deposit HK$581K · loan HK$1.35M · min. income ≈ HK$14,490/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,620
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,826
−HK$209/mo
Today · 4.125%
HK$7,035
baseline
▲ 0.50% · 4.625%
HK$7,463
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,070/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,364
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,562
−HK$200/mo
Today · 4.125%
HK$7,762
baseline
▲ 0.50% · 4.625%
HK$8,172
+HK$410/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,524/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,061
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,281
−HK$223/mo
Today · 4.125%
HK$7,504
baseline
▲ 0.50% · 4.625%
HK$7,961
+HK$457/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,008/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,855
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,066
−HK$214/mo
Today · 4.125%
HK$8,280
baseline
▲ 0.50% · 4.625%
HK$8,716
+HK$436/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,560/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,502
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,736
−HK$237/mo
Today · 4.125%
HK$7,973
baseline
▲ 0.50% · 4.625%
HK$8,458
+HK$485/mo
Deposit HK$290K · loan HK$1.65M · min. income ≈ HK$15,946/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,346
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,570
−HK$227/mo
Today · 4.125%
HK$8,797
baseline
▲ 0.50% · 4.625%
HK$9,261
+HK$464/mo
Deposit HK$290K · loan HK$1.65M · min. income ≈ HK$17,594/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,944
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,191
−HK$251/mo
Today · 4.125%
HK$8,442
baseline
▲ 0.50% · 4.625%
HK$8,956
+HK$514/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,884/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,837
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,074
−HK$241/mo
Today · 4.125%
HK$9,315
baseline
▲ 0.50% · 4.625%
HK$9,806
+HK$491/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,630/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).