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Crescira AVM · estimated value Medium confidence
HK$6.86M
≈ HK$13,588 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$686K, with repayments around HK$29,931/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$28,165
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,041
−HK$890/mo
Today · 4.125%
HK$29,931
baseline
▲ 0.50% · 4.625%
HK$31,752
+HK$1,821/mo

Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$59,862/mo (50% DSR)

Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,859 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Whampoa Station
≈ 2 min walk · 81 m
Education
57
schools within 1 km (38 within 500 m)
Daily convenience
68
within 1 km (44 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 57 schools within a 1 km walk.

Everyday convenience — 68 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
10/F
Flat
A
Saleable Area
505 Saleable ft²
Gross Area
597 ft²
Efficiency
85%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2021-04-19 HK$8.47M +36.0%
4.8y · 7.0%/yr
2016-06-21 HK$6.23M +24.6%
3.8y · 7.0%/yr
2012-09-03 HK$5.00M +100.0%
2005-07-12 HK$2.50M −45.8%
1997-06-24 HK$4.61M +15.5%
1997-05-29 HK$3.99M
Data sourced from Renavon.com