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At today's rate and a 90% mortgage, the deposit on this unit is about HK$686K, with repayments around HK$29,931/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$59,862/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,859 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 505 Saleable ft²
- Gross Area
- 597 ft²
- Efficiency
- 85%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-19 | HK$8.47M | +36.0% 4.8y · 7.0%/yr |
| 2016-06-21 | HK$6.23M | +24.6% 3.8y · 7.0%/yr |
| 2012-09-03 | HK$5.00M | +100.0% |
| 2005-07-12 | HK$2.50M | −45.8% |
| 1997-06-24 | HK$4.61M | +15.5% |
| 1997-05-29 | HK$3.99M | — |