▼ 0.50% · 3.625%
HK$18,790
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,374
−HK$594/mo
Today · 4.125%
HK$19,968
baseline
▲ 0.50% · 4.625%
HK$21,183
+HK$1,215/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,936/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,903
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,464
−HK$569/mo
Today · 4.125%
HK$22,033
baseline
▲ 0.50% · 4.625%
HK$23,194
+HK$1,161/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,066/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,669
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,311
−HK$654/mo
Today · 4.125%
HK$21,965
baseline
▲ 0.50% · 4.625%
HK$23,301
+HK$1,336/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,930/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,994
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,610
−HK$626/mo
Today · 4.125%
HK$24,236
baseline
▲ 0.50% · 4.625%
HK$25,513
+HK$1,277/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,472/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,548
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,249
−HK$712/mo
Today · 4.125%
HK$23,961
baseline
▲ 0.50% · 4.625%
HK$25,419
+HK$1,458/mo
Deposit HK$3.30M · loan HK$4.94M · min. income ≈ HK$47,922/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,084
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,757
−HK$682/mo
Today · 4.125%
HK$26,439
baseline
▲ 0.50% · 4.625%
HK$27,833
+HK$1,394/mo
Deposit HK$3.30M · loan HK$4.94M · min. income ≈ HK$52,878/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,426
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,186
−HK$772/mo
Today · 4.125%
HK$25,958
baseline
▲ 0.50% · 4.625%
HK$27,538
+HK$1,580/mo
Deposit HK$2.88M · loan HK$5.36M · min. income ≈ HK$51,916/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,174
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,903
−HK$739/mo
Today · 4.125%
HK$28,642
baseline
▲ 0.50% · 4.625%
HK$30,152
+HK$1,510/mo
Deposit HK$2.88M · loan HK$5.36M · min. income ≈ HK$57,284/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,305
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,124
−HK$831/mo
Today · 4.125%
HK$27,955
baseline
▲ 0.50% · 4.625%
HK$29,656
+HK$1,701/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,910/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,265
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,049
−HK$797/mo
Today · 4.125%
HK$30,846
baseline
▲ 0.50% · 4.625%
HK$32,472
+HK$1,626/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,692/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,184
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,061
−HK$891/mo
Today · 4.125%
HK$29,952
baseline
▲ 0.50% · 4.625%
HK$31,774
+HK$1,822/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,904/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,355
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,196
−HK$853/mo
Today · 4.125%
HK$33,049
baseline
▲ 0.50% · 4.625%
HK$34,791
+HK$1,742/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,098/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,063
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$30,998
−HK$951/mo
Today · 4.125%
HK$31,949
baseline
▲ 0.50% · 4.625%
HK$33,893
+HK$1,944/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,898/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,445
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,342
−HK$910/mo
Today · 4.125%
HK$35,252
baseline
▲ 0.50% · 4.625%
HK$37,110
+HK$1,858/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,504/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,942
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,936
−HK$1,009/mo
Today · 4.125%
HK$33,945
baseline
▲ 0.50% · 4.625%
HK$36,011
+HK$2,066/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$67,890/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,536
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,489
−HK$966/mo
Today · 4.125%
HK$37,455
baseline
▲ 0.50% · 4.625%
HK$39,430
+HK$1,975/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$74,910/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,821
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,873
−HK$1,069/mo
Today · 4.125%
HK$35,942
baseline
▲ 0.50% · 4.625%
HK$38,129
+HK$2,187/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$71,884/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,626
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,635
−HK$1,024/mo
Today · 4.125%
HK$39,659
baseline
▲ 0.50% · 4.625%
HK$41,749
+HK$2,090/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$79,318/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,204 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).