▼ 0.50% · 3.625%
HK$3,284
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,386
−HK$104/mo
Today · 4.125%
HK$3,490
baseline
▲ 0.50% · 4.625%
HK$3,702
+HK$212/mo
Deposit HK$720K · loan HK$720K · min. income ≈ HK$6,980/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,653
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,751
−HK$100/mo
Today · 4.125%
HK$3,851
baseline
▲ 0.50% · 4.625%
HK$4,054
+HK$203/mo
Deposit HK$720K · loan HK$720K · min. income ≈ HK$7,702/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,612
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,725
−HK$114/mo
Today · 4.125%
HK$3,839
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$233/mo
Deposit HK$648K · loan HK$792K · min. income ≈ HK$7,678/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,019
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$110/mo
Today · 4.125%
HK$4,236
baseline
▲ 0.50% · 4.625%
HK$4,459
+HK$223/mo
Deposit HK$648K · loan HK$792K · min. income ≈ HK$8,472/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,941
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,063
−HK$125/mo
Today · 4.125%
HK$4,188
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$255/mo
Deposit HK$576K · loan HK$864K · min. income ≈ HK$8,376/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,384
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$119/mo
Today · 4.125%
HK$4,621
baseline
▲ 0.50% · 4.625%
HK$4,864
+HK$243/mo
Deposit HK$576K · loan HK$864K · min. income ≈ HK$9,242/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,269
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,402
−HK$135/mo
Today · 4.125%
HK$4,537
baseline
▲ 0.50% · 4.625%
HK$4,813
+HK$276/mo
Deposit HK$504K · loan HK$936K · min. income ≈ HK$9,074/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,749
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,877
−HK$129/mo
Today · 4.125%
HK$5,006
baseline
▲ 0.50% · 4.625%
HK$5,270
+HK$264/mo
Deposit HK$504K · loan HK$936K · min. income ≈ HK$10,012/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,597
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,740
−HK$146/mo
Today · 4.125%
HK$4,886
baseline
▲ 0.50% · 4.625%
HK$5,183
+HK$297/mo
Deposit HK$432K · loan HK$1.01M · min. income ≈ HK$9,772/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,115
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,252
−HK$139/mo
Today · 4.125%
HK$5,391
baseline
▲ 0.50% · 4.625%
HK$5,675
+HK$284/mo
Deposit HK$432K · loan HK$1.01M · min. income ≈ HK$10,782/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,926
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$156/mo
Today · 4.125%
HK$5,235
baseline
▲ 0.50% · 4.625%
HK$5,553
+HK$318/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$10,470/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,480
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,627
−HK$149/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,080
+HK$304/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,254
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,418
−HK$166/mo
Today · 4.125%
HK$5,584
baseline
▲ 0.50% · 4.625%
HK$5,923
+HK$339/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$11,168/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,845
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,002
−HK$159/mo
Today · 4.125%
HK$6,161
baseline
▲ 0.50% · 4.625%
HK$6,486
+HK$325/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$12,322/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,756
−HK$177/mo
Today · 4.125%
HK$5,933
baseline
▲ 0.50% · 4.625%
HK$6,294
+HK$361/mo
Deposit HK$216K · loan HK$1.22M · min. income ≈ HK$11,866/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,211
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,377
−HK$169/mo
Today · 4.125%
HK$6,546
baseline
▲ 0.50% · 4.625%
HK$6,891
+HK$345/mo
Deposit HK$216K · loan HK$1.22M · min. income ≈ HK$13,092/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,911
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,095
−HK$187/mo
Today · 4.125%
HK$6,282
baseline
▲ 0.50% · 4.625%
HK$6,664
+HK$382/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$12,564/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,576
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,752
−HK$179/mo
Today · 4.125%
HK$6,931
baseline
▲ 0.50% · 4.625%
HK$7,297
+HK$366/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$13,862/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).