▼ 0.50% · 3.625%
HK$18,440
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,013
−HK$583/mo
Today · 4.125%
HK$19,596
baseline
▲ 0.50% · 4.625%
HK$20,788
+HK$1,192/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,192/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,514
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,064
−HK$558/mo
Today · 4.125%
HK$21,622
baseline
▲ 0.50% · 4.625%
HK$22,762
+HK$1,140/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,244/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,284
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,915
−HK$641/mo
Today · 4.125%
HK$21,556
baseline
▲ 0.50% · 4.625%
HK$22,867
+HK$1,311/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,112/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,565
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,171
−HK$614/mo
Today · 4.125%
HK$23,785
baseline
▲ 0.50% · 4.625%
HK$25,038
+HK$1,253/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,570/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,128
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,816
−HK$699/mo
Today · 4.125%
HK$23,515
baseline
▲ 0.50% · 4.625%
HK$24,946
+HK$1,431/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$47,030/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,617
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,277
−HK$670/mo
Today · 4.125%
HK$25,947
baseline
▲ 0.50% · 4.625%
HK$27,315
+HK$1,368/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,894/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,972
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,717
−HK$758/mo
Today · 4.125%
HK$25,475
baseline
▲ 0.50% · 4.625%
HK$27,025
+HK$1,550/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$50,950/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,668
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,384
−HK$725/mo
Today · 4.125%
HK$28,109
baseline
▲ 0.50% · 4.625%
HK$29,591
+HK$1,482/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,218/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,816
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,619
−HK$816/mo
Today · 4.125%
HK$27,435
baseline
▲ 0.50% · 4.625%
HK$29,104
+HK$1,669/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$54,870/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,720
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,490
−HK$781/mo
Today · 4.125%
HK$30,271
baseline
▲ 0.50% · 4.625%
HK$31,867
+HK$1,596/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$60,542/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,660
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,520
−HK$874/mo
Today · 4.125%
HK$29,394
baseline
▲ 0.50% · 4.625%
HK$31,183
+HK$1,789/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,788/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,771
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,596
−HK$838/mo
Today · 4.125%
HK$32,434
baseline
▲ 0.50% · 4.625%
HK$34,143
+HK$1,709/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,868/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,504
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,421
−HK$933/mo
Today · 4.125%
HK$31,354
baseline
▲ 0.50% · 4.625%
HK$33,262
+HK$1,908/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$62,708/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,823
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,703
−HK$893/mo
Today · 4.125%
HK$34,596
baseline
▲ 0.50% · 4.625%
HK$36,419
+HK$1,823/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$69,192/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,348
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,323
−HK$990/mo
Today · 4.125%
HK$33,313
baseline
▲ 0.50% · 4.625%
HK$35,340
+HK$2,027/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$66,626/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,874
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,809
−HK$949/mo
Today · 4.125%
HK$36,758
baseline
▲ 0.50% · 4.625%
HK$38,696
+HK$1,938/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$73,516/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,192
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,224
−HK$1,049/mo
Today · 4.125%
HK$35,273
baseline
▲ 0.50% · 4.625%
HK$37,419
+HK$2,146/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$70,546/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,925
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,916
−HK$1,004/mo
Today · 4.125%
HK$38,920
baseline
▲ 0.50% · 4.625%
HK$40,972
+HK$2,052/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$77,840/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,602 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).