▼ 0.50% · 3.625%
HK$21,949
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,632
−HK$694/mo
Today · 4.125%
HK$23,326
baseline
▲ 0.50% · 4.625%
HK$24,745
+HK$1,419/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,652/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,418
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,073
−HK$665/mo
Today · 4.125%
HK$25,738
baseline
▲ 0.50% · 4.625%
HK$27,094
+HK$1,356/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,476/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,144
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,895
−HK$763/mo
Today · 4.125%
HK$25,658
baseline
▲ 0.50% · 4.625%
HK$27,219
+HK$1,561/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,316/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,860
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,580
−HK$731/mo
Today · 4.125%
HK$28,311
baseline
▲ 0.50% · 4.625%
HK$29,804
+HK$1,493/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,622/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,339
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,158
−HK$833/mo
Today · 4.125%
HK$27,991
baseline
▲ 0.50% · 4.625%
HK$29,694
+HK$1,703/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$55,982/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,302
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,088
−HK$797/mo
Today · 4.125%
HK$30,885
baseline
▲ 0.50% · 4.625%
HK$32,513
+HK$1,628/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,770/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,534
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,422
−HK$901/mo
Today · 4.125%
HK$30,323
baseline
▲ 0.50% · 4.625%
HK$32,168
+HK$1,845/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,646/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,744
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,595
−HK$864/mo
Today · 4.125%
HK$33,459
baseline
▲ 0.50% · 4.625%
HK$35,222
+HK$1,763/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,918/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,729
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,685
−HK$971/mo
Today · 4.125%
HK$32,656
baseline
▲ 0.50% · 4.625%
HK$34,643
+HK$1,987/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,312/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,186
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,102
−HK$931/mo
Today · 4.125%
HK$36,033
baseline
▲ 0.50% · 4.625%
HK$37,932
+HK$1,899/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,066/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,924
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,948
−HK$1,040/mo
Today · 4.125%
HK$34,988
baseline
▲ 0.50% · 4.625%
HK$37,117
+HK$2,129/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$69,976/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,627
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,610
−HK$996/mo
Today · 4.125%
HK$38,606
baseline
▲ 0.50% · 4.625%
HK$40,641
+HK$2,035/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,212/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,119
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,211
−HK$1,110/mo
Today · 4.125%
HK$37,321
baseline
▲ 0.50% · 4.625%
HK$39,592
+HK$2,271/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$74,642/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,069
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,117
−HK$1,063/mo
Today · 4.125%
HK$41,180
baseline
▲ 0.50% · 4.625%
HK$43,351
+HK$2,171/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$82,360/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,314
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,474
−HK$1,180/mo
Today · 4.125%
HK$39,654
baseline
▲ 0.50% · 4.625%
HK$42,066
+HK$2,412/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,308/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,511
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,624
−HK$1,130/mo
Today · 4.125%
HK$43,754
baseline
▲ 0.50% · 4.625%
HK$46,060
+HK$2,306/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,508/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,509
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,737
−HK$1,249/mo
Today · 4.125%
HK$41,986
baseline
▲ 0.50% · 4.625%
HK$44,541
+HK$2,555/mo
Deposit HK$963K · loan HK$8.66M · min. income ≈ HK$83,972/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,953
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,132
−HK$1,196/mo
Today · 4.125%
HK$46,328
baseline
▲ 0.50% · 4.625%
HK$48,769
+HK$2,441/mo
Deposit HK$963K · loan HK$8.66M · min. income ≈ HK$92,656/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,576 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).