▼ 0.50% · 3.625%
HK$20,092
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,717
−HK$635/mo
Today · 4.125%
HK$21,352
baseline
▲ 0.50% · 4.625%
HK$22,651
+HK$1,299/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,704/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,352
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,952
−HK$608/mo
Today · 4.125%
HK$23,560
baseline
▲ 0.50% · 4.625%
HK$24,802
+HK$1,242/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,120/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,101
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,789
−HK$698/mo
Today · 4.125%
HK$23,487
baseline
▲ 0.50% · 4.625%
HK$24,916
+HK$1,429/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$46,974/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,587
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,247
−HK$669/mo
Today · 4.125%
HK$25,916
baseline
▲ 0.50% · 4.625%
HK$27,282
+HK$1,366/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,832/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,111
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,860
−HK$762/mo
Today · 4.125%
HK$25,622
baseline
▲ 0.50% · 4.625%
HK$27,182
+HK$1,560/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$51,244/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,823
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,542
−HK$730/mo
Today · 4.125%
HK$28,272
baseline
▲ 0.50% · 4.625%
HK$29,762
+HK$1,490/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$56,544/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,120
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,932
−HK$826/mo
Today · 4.125%
HK$27,758
baseline
▲ 0.50% · 4.625%
HK$29,447
+HK$1,689/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$55,516/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,058
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,837
−HK$791/mo
Today · 4.125%
HK$30,628
baseline
▲ 0.50% · 4.625%
HK$32,242
+HK$1,614/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$61,256/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,129
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,004
−HK$889/mo
Today · 4.125%
HK$29,893
baseline
▲ 0.50% · 4.625%
HK$31,712
+HK$1,819/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,786/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,293
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,132
−HK$852/mo
Today · 4.125%
HK$32,984
baseline
▲ 0.50% · 4.625%
HK$34,722
+HK$1,738/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,968/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,138
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,076
−HK$952/mo
Today · 4.125%
HK$32,028
baseline
▲ 0.50% · 4.625%
HK$33,977
+HK$1,949/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,056/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,528
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,428
−HK$912/mo
Today · 4.125%
HK$35,340
baseline
▲ 0.50% · 4.625%
HK$37,203
+HK$1,863/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,680/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,147
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,147
−HK$1,016/mo
Today · 4.125%
HK$34,163
baseline
▲ 0.50% · 4.625%
HK$36,242
+HK$2,079/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,326/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,764
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,723
−HK$973/mo
Today · 4.125%
HK$37,696
baseline
▲ 0.50% · 4.625%
HK$39,683
+HK$1,987/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,392/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,157
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,219
−HK$1,079/mo
Today · 4.125%
HK$36,298
baseline
▲ 0.50% · 4.625%
HK$38,507
+HK$2,209/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,596/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,999
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,018
−HK$1,034/mo
Today · 4.125%
HK$40,052
baseline
▲ 0.50% · 4.625%
HK$42,163
+HK$2,111/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,104/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,166
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,291
−HK$1,143/mo
Today · 4.125%
HK$38,434
baseline
▲ 0.50% · 4.625%
HK$40,772
+HK$2,338/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,868/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,234
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,313
−HK$1,095/mo
Today · 4.125%
HK$42,408
baseline
▲ 0.50% · 4.625%
HK$44,643
+HK$2,235/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,816/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,340 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).