▼ 0.50% · 3.625%
HK$4,789
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$151/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,399
+HK$310/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,328
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,471
−HK$145/mo
Today · 4.125%
HK$5,616
baseline
▲ 0.50% · 4.625%
HK$5,912
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,232/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,268
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,432
−HK$166/mo
Today · 4.125%
HK$5,598
baseline
▲ 0.50% · 4.625%
HK$5,939
+HK$341/mo
Deposit HK$945K · loan HK$1.16M · min. income ≈ HK$11,196/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,861
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,018
−HK$159/mo
Today · 4.125%
HK$6,177
baseline
▲ 0.50% · 4.625%
HK$6,503
+HK$326/mo
Deposit HK$945K · loan HK$1.16M · min. income ≈ HK$12,354/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,747
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,926
−HK$181/mo
Today · 4.125%
HK$6,107
baseline
▲ 0.50% · 4.625%
HK$6,479
+HK$372/mo
Deposit HK$840K · loan HK$1.26M · min. income ≈ HK$12,214/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,393
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,565
−HK$174/mo
Today · 4.125%
HK$6,739
baseline
▲ 0.50% · 4.625%
HK$7,094
+HK$355/mo
Deposit HK$840K · loan HK$1.26M · min. income ≈ HK$13,478/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,226
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,420
−HK$196/mo
Today · 4.125%
HK$6,616
baseline
▲ 0.50% · 4.625%
HK$7,019
+HK$403/mo
Deposit HK$735K · loan HK$1.37M · min. income ≈ HK$13,232/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,926
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,112
−HK$188/mo
Today · 4.125%
HK$7,300
baseline
▲ 0.50% · 4.625%
HK$7,685
+HK$385/mo
Deposit HK$735K · loan HK$1.37M · min. income ≈ HK$14,600/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,705
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,913
−HK$212/mo
Today · 4.125%
HK$7,125
baseline
▲ 0.50% · 4.625%
HK$7,559
+HK$434/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$14,250/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,459
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,659
−HK$203/mo
Today · 4.125%
HK$7,862
baseline
▲ 0.50% · 4.625%
HK$8,276
+HK$414/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$15,724/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,184
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,407
−HK$227/mo
Today · 4.125%
HK$7,634
baseline
▲ 0.50% · 4.625%
HK$8,099
+HK$465/mo
Deposit HK$525K · loan HK$1.58M · min. income ≈ HK$15,268/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,992
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,206
−HK$218/mo
Today · 4.125%
HK$8,424
baseline
▲ 0.50% · 4.625%
HK$8,868
+HK$444/mo
Deposit HK$525K · loan HK$1.58M · min. income ≈ HK$16,848/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,663
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,901
−HK$242/mo
Today · 4.125%
HK$8,143
baseline
▲ 0.50% · 4.625%
HK$8,639
+HK$496/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$16,286/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,525
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,753
−HK$232/mo
Today · 4.125%
HK$8,985
baseline
▲ 0.50% · 4.625%
HK$9,459
+HK$474/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$17,970/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,142
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,395
−HK$257/mo
Today · 4.125%
HK$8,652
baseline
▲ 0.50% · 4.625%
HK$9,179
+HK$527/mo
Deposit HK$315K · loan HK$1.79M · min. income ≈ HK$17,304/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,057
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,300
−HK$247/mo
Today · 4.125%
HK$9,547
baseline
▲ 0.50% · 4.625%
HK$10,050
+HK$503/mo
Deposit HK$315K · loan HK$1.79M · min. income ≈ HK$19,094/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,621
−HK$540/mo
▼ 0.25% · 3.875%
HK$8,889
−HK$272/mo
Today · 4.125%
HK$9,161
baseline
▲ 0.50% · 4.625%
HK$9,719
+HK$558/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,322/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,590
−HK$518/mo
▼ 0.25% · 3.875%
HK$9,847
−HK$261/mo
Today · 4.125%
HK$10,108
baseline
▲ 0.50% · 4.625%
HK$10,641
+HK$533/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,216/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).