▼ 0.50% · 3.625%
HK$2,611
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,692
−HK$83/mo
Today · 4.125%
HK$2,775
baseline
▲ 0.50% · 4.625%
HK$2,943
+HK$168/mo
Deposit HK$573K · loan HK$573K · min. income ≈ HK$5,550/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,905
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,983
−HK$79/mo
Today · 4.125%
HK$3,062
baseline
▲ 0.50% · 4.625%
HK$3,223
+HK$161/mo
Deposit HK$573K · loan HK$573K · min. income ≈ HK$6,124/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,872
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,961
−HK$91/mo
Today · 4.125%
HK$3,052
baseline
▲ 0.50% · 4.625%
HK$3,238
+HK$186/mo
Deposit HK$515K · loan HK$630K · min. income ≈ HK$6,104/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,195
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,281
−HK$87/mo
Today · 4.125%
HK$3,368
baseline
▲ 0.50% · 4.625%
HK$3,545
+HK$177/mo
Deposit HK$515K · loan HK$630K · min. income ≈ HK$6,736/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,133
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,231
−HK$99/mo
Today · 4.125%
HK$3,330
baseline
▲ 0.50% · 4.625%
HK$3,532
+HK$202/mo
Deposit HK$458K · loan HK$687K · min. income ≈ HK$6,660/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,486
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,579
−HK$95/mo
Today · 4.125%
HK$3,674
baseline
▲ 0.50% · 4.625%
HK$3,868
+HK$194/mo
Deposit HK$458K · loan HK$687K · min. income ≈ HK$7,348/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,394
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,500
−HK$107/mo
Today · 4.125%
HK$3,607
baseline
▲ 0.50% · 4.625%
HK$3,827
+HK$220/mo
Deposit HK$401K · loan HK$744K · min. income ≈ HK$7,214/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,776
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,877
−HK$103/mo
Today · 4.125%
HK$3,980
baseline
▲ 0.50% · 4.625%
HK$4,190
+HK$210/mo
Deposit HK$401K · loan HK$744K · min. income ≈ HK$7,960/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,655
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,769
−HK$116/mo
Today · 4.125%
HK$3,885
baseline
▲ 0.50% · 4.625%
HK$4,121
+HK$236/mo
Deposit HK$344K · loan HK$802K · min. income ≈ HK$7,770/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,066
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,176
−HK$110/mo
Today · 4.125%
HK$4,286
baseline
▲ 0.50% · 4.625%
HK$4,512
+HK$226/mo
Deposit HK$344K · loan HK$802K · min. income ≈ HK$8,572/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,916
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,038
−HK$124/mo
Today · 4.125%
HK$4,162
baseline
▲ 0.50% · 4.625%
HK$4,415
+HK$253/mo
Deposit HK$286K · loan HK$859K · min. income ≈ HK$8,324/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,357
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,474
−HK$118/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,834
+HK$242/mo
Deposit HK$286K · loan HK$859K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,177
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,307
−HK$132/mo
Today · 4.125%
HK$4,439
baseline
▲ 0.50% · 4.625%
HK$4,710
+HK$271/mo
Deposit HK$229K · loan HK$916K · min. income ≈ HK$8,878/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,647
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,772
−HK$126/mo
Today · 4.125%
HK$4,898
baseline
▲ 0.50% · 4.625%
HK$5,157
+HK$259/mo
Deposit HK$229K · loan HK$916K · min. income ≈ HK$9,796/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,439
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,577
−HK$140/mo
Today · 4.125%
HK$4,717
baseline
▲ 0.50% · 4.625%
HK$5,004
+HK$287/mo
Deposit HK$172K · loan HK$973K · min. income ≈ HK$9,434/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,938
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$135/mo
Today · 4.125%
HK$5,205
baseline
▲ 0.50% · 4.625%
HK$5,479
+HK$274/mo
Deposit HK$172K · loan HK$973K · min. income ≈ HK$10,410/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,700
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,846
−HK$148/mo
Today · 4.125%
HK$4,994
baseline
▲ 0.50% · 4.625%
HK$5,298
+HK$304/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$9,988/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,228
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,369
−HK$142/mo
Today · 4.125%
HK$5,511
baseline
▲ 0.50% · 4.625%
HK$5,801
+HK$290/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$11,022/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).