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Crescira AVM · estimated value Medium confidence
HK$2.87M
≈ HK$8,263 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$287K, with repayments around HK$12,506/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,768
−HK$738/mo
▼ 0.25% · 3.875%
HK$12,134
−HK$372/mo
Today · 4.125%
HK$12,506
baseline
▲ 0.50% · 4.625%
HK$13,267
+HK$761/mo

Deposit HK$287K · loan HK$2.58M · min. income ≈ HK$25,012/mo (50% DSR)

Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
7/F
Flat
G
Saleable Area
347 ft²
Gross Area
443 ft²
Efficiency
78%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2009-06-30 HK$1.28M +10.3%
2008-05-27 HK$1.16M +30.3%
2006-11-17 HK$890K +8.5%
2006-06-15 HK$820K −5.7%
2005-10-15 HK$870K +6.1%
2005-03-31 HK$820K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 8 min walk · 622 m
Education
60
schools within 1 km (18 within 500 m)
Daily convenience
59
within 1 km (12 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Family-friendly — 60 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com