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At today's rate and a 90% mortgage, the deposit on this unit is about HK$217K, with repayments around HK$9,465/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$217K · loan HK$1.95M · min. income ≈ HK$18,930/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Ho Man Tin Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- B
- Saleable Area
- 194 Saleable ft²
- Gross Area
- 258 ft²
- Efficiency
- 75%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-28 | HK$3.38M | +11.6% 3.7y · 3.0%/yr |
| 2017-12-13 | HK$3.03M | +124.4% 7.2y · 17.0%/yr |
| 2010-09-15 | HK$1.35M | +14.4% |
| 2008-03-04 | HK$1.18M | +11.3% |
| 2008-01-24 | HK$1.06M | +140.9% |
| 2005-07-18 | HK$440K | −71.8% |
| 1997-07-12 | HK$1.56M | — |