▼ 0.50% · 3.625%
HK$5,018
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,175
−HK$158/mo
Today · 4.125%
HK$5,333
baseline
▲ 0.50% · 4.625%
HK$5,658
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,666/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,733
−HK$152/mo
Today · 4.125%
HK$5,885
baseline
▲ 0.50% · 4.625%
HK$6,195
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,770/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,520
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,692
−HK$174/mo
Today · 4.125%
HK$5,866
baseline
▲ 0.50% · 4.625%
HK$6,223
+HK$357/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$11,732/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,141
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,306
−HK$167/mo
Today · 4.125%
HK$6,473
baseline
▲ 0.50% · 4.625%
HK$6,814
+HK$341/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$12,946/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$191/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,789
+HK$389/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,700
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,879
−HK$183/mo
Today · 4.125%
HK$7,062
baseline
▲ 0.50% · 4.625%
HK$7,434
+HK$372/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$14,124/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,524
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,727
−HK$206/mo
Today · 4.125%
HK$6,933
baseline
▲ 0.50% · 4.625%
HK$7,355
+HK$422/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$13,866/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,258
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,453
−HK$197/mo
Today · 4.125%
HK$7,650
baseline
▲ 0.50% · 4.625%
HK$8,053
+HK$403/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$15,300/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,026
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,244
−HK$222/mo
Today · 4.125%
HK$7,466
baseline
▲ 0.50% · 4.625%
HK$7,921
+HK$455/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$14,932/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,816
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,026
−HK$212/mo
Today · 4.125%
HK$8,238
baseline
▲ 0.50% · 4.625%
HK$8,673
+HK$435/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$16,476/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,528
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,762
−HK$238/mo
Today · 4.125%
HK$8,000
baseline
▲ 0.50% · 4.625%
HK$8,487
+HK$487/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$16,000/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,375
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,599
−HK$228/mo
Today · 4.125%
HK$8,827
baseline
▲ 0.50% · 4.625%
HK$9,292
+HK$465/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,654/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,030
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,279
−HK$254/mo
Today · 4.125%
HK$8,533
baseline
▲ 0.50% · 4.625%
HK$9,052
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,066/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,933
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,172
−HK$243/mo
Today · 4.125%
HK$9,415
baseline
▲ 0.50% · 4.625%
HK$9,912
+HK$497/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,830/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,531
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,797
−HK$269/mo
Today · 4.125%
HK$9,066
baseline
▲ 0.50% · 4.625%
HK$9,618
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,132/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,491
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,746
−HK$258/mo
Today · 4.125%
HK$10,004
baseline
▲ 0.50% · 4.625%
HK$10,531
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,008/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,033
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,314
−HK$286/mo
Today · 4.125%
HK$9,600
baseline
▲ 0.50% · 4.625%
HK$10,184
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,200/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,049
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,319
−HK$273/mo
Today · 4.125%
HK$10,592
baseline
▲ 0.50% · 4.625%
HK$11,151
+HK$559/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,184/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).