▼ 0.50% · 3.625%
HK$2,490
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,568
−HK$78/mo
Today · 4.125%
HK$2,646
baseline
▲ 0.50% · 4.625%
HK$2,807
+HK$161/mo
Deposit HK$546K · loan HK$546K · min. income ≈ HK$5,292/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,770
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,844
−HK$76/mo
Today · 4.125%
HK$2,920
baseline
▲ 0.50% · 4.625%
HK$3,074
+HK$154/mo
Deposit HK$546K · loan HK$546K · min. income ≈ HK$5,840/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,739
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,824
−HK$87/mo
Today · 4.125%
HK$2,911
baseline
▲ 0.50% · 4.625%
HK$3,088
+HK$177/mo
Deposit HK$491K · loan HK$601K · min. income ≈ HK$5,822/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,047
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,129
−HK$83/mo
Today · 4.125%
HK$3,212
baseline
▲ 0.50% · 4.625%
HK$3,381
+HK$169/mo
Deposit HK$491K · loan HK$601K · min. income ≈ HK$6,424/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,988
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,081
−HK$94/mo
Today · 4.125%
HK$3,175
baseline
▲ 0.50% · 4.625%
HK$3,369
+HK$194/mo
Deposit HK$437K · loan HK$655K · min. income ≈ HK$6,350/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,324
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,413
−HK$91/mo
Today · 4.125%
HK$3,504
baseline
▲ 0.50% · 4.625%
HK$3,688
+HK$184/mo
Deposit HK$437K · loan HK$655K · min. income ≈ HK$7,008/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,237
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,338
−HK$102/mo
Today · 4.125%
HK$3,440
baseline
▲ 0.50% · 4.625%
HK$3,649
+HK$209/mo
Deposit HK$382K · loan HK$710K · min. income ≈ HK$6,880/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,601
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,698
−HK$98/mo
Today · 4.125%
HK$3,796
baseline
▲ 0.50% · 4.625%
HK$3,996
+HK$200/mo
Deposit HK$382K · loan HK$710K · min. income ≈ HK$7,592/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,486
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,595
−HK$110/mo
Today · 4.125%
HK$3,705
baseline
▲ 0.50% · 4.625%
HK$3,930
+HK$225/mo
Deposit HK$328K · loan HK$764K · min. income ≈ HK$7,410/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,878
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,982
−HK$106/mo
Today · 4.125%
HK$4,088
baseline
▲ 0.50% · 4.625%
HK$4,303
+HK$215/mo
Deposit HK$328K · loan HK$764K · min. income ≈ HK$8,176/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,735
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,851
−HK$118/mo
Today · 4.125%
HK$3,969
baseline
▲ 0.50% · 4.625%
HK$4,211
+HK$242/mo
Deposit HK$273K · loan HK$819K · min. income ≈ HK$7,938/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,155
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,267
−HK$113/mo
Today · 4.125%
HK$4,380
baseline
▲ 0.50% · 4.625%
HK$4,611
+HK$231/mo
Deposit HK$273K · loan HK$819K · min. income ≈ HK$8,760/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,984
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,108
−HK$126/mo
Today · 4.125%
HK$4,234
baseline
▲ 0.50% · 4.625%
HK$4,492
+HK$258/mo
Deposit HK$218K · loan HK$874K · min. income ≈ HK$8,468/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,432
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,551
−HK$121/mo
Today · 4.125%
HK$4,672
baseline
▲ 0.50% · 4.625%
HK$4,918
+HK$246/mo
Deposit HK$218K · loan HK$874K · min. income ≈ HK$9,344/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,233
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,365
−HK$134/mo
Today · 4.125%
HK$4,499
baseline
▲ 0.50% · 4.625%
HK$4,772
+HK$273/mo
Deposit HK$164K · loan HK$928K · min. income ≈ HK$8,998/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,709
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,836
−HK$128/mo
Today · 4.125%
HK$4,964
baseline
▲ 0.50% · 4.625%
HK$5,225
+HK$261/mo
Deposit HK$164K · loan HK$928K · min. income ≈ HK$9,928/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,482
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$141/mo
Today · 4.125%
HK$4,763
baseline
▲ 0.50% · 4.625%
HK$5,053
+HK$290/mo
Deposit HK$109K · loan HK$983K · min. income ≈ HK$9,526/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,986
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$136/mo
Today · 4.125%
HK$5,256
baseline
▲ 0.50% · 4.625%
HK$5,533
+HK$277/mo
Deposit HK$109K · loan HK$983K · min. income ≈ HK$10,512/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).