▼ 0.50% · 3.625%
HK$2,428
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,504
−HK$76/mo
Today · 4.125%
HK$2,580
baseline
▲ 0.50% · 4.625%
HK$2,737
+HK$157/mo
Deposit HK$532K · loan HK$532K · min. income ≈ HK$5,160/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,701
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,774
−HK$73/mo
Today · 4.125%
HK$2,847
baseline
▲ 0.50% · 4.625%
HK$2,997
+HK$150/mo
Deposit HK$532K · loan HK$532K · min. income ≈ HK$5,694/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,671
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,754
−HK$84/mo
Today · 4.125%
HK$2,838
baseline
▲ 0.50% · 4.625%
HK$3,011
+HK$173/mo
Deposit HK$479K · loan HK$586K · min. income ≈ HK$5,676/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,971
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,051
−HK$81/mo
Today · 4.125%
HK$3,132
baseline
▲ 0.50% · 4.625%
HK$3,297
+HK$165/mo
Deposit HK$479K · loan HK$586K · min. income ≈ HK$6,264/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,914
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,004
−HK$92/mo
Today · 4.125%
HK$3,096
baseline
▲ 0.50% · 4.625%
HK$3,285
+HK$189/mo
Deposit HK$426K · loan HK$639K · min. income ≈ HK$6,192/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,241
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,328
−HK$89/mo
Today · 4.125%
HK$3,417
baseline
▲ 0.50% · 4.625%
HK$3,597
+HK$180/mo
Deposit HK$426K · loan HK$639K · min. income ≈ HK$6,834/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,156
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,255
−HK$99/mo
Today · 4.125%
HK$3,354
baseline
▲ 0.50% · 4.625%
HK$3,558
+HK$204/mo
Deposit HK$373K · loan HK$692K · min. income ≈ HK$6,708/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,512
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,606
−HK$95/mo
Today · 4.125%
HK$3,701
baseline
▲ 0.50% · 4.625%
HK$3,896
+HK$195/mo
Deposit HK$373K · loan HK$692K · min. income ≈ HK$7,402/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,399
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,505
−HK$107/mo
Today · 4.125%
HK$3,612
baseline
▲ 0.50% · 4.625%
HK$3,832
+HK$220/mo
Deposit HK$319K · loan HK$745K · min. income ≈ HK$7,224/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,782
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,883
−HK$103/mo
Today · 4.125%
HK$3,986
baseline
▲ 0.50% · 4.625%
HK$4,196
+HK$210/mo
Deposit HK$319K · loan HK$745K · min. income ≈ HK$7,972/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,642
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,755
−HK$115/mo
Today · 4.125%
HK$3,870
baseline
▲ 0.50% · 4.625%
HK$4,106
+HK$236/mo
Deposit HK$266K · loan HK$799K · min. income ≈ HK$7,740/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,052
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,160
−HK$111/mo
Today · 4.125%
HK$4,271
baseline
▲ 0.50% · 4.625%
HK$4,496
+HK$225/mo
Deposit HK$266K · loan HK$799K · min. income ≈ HK$8,542/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,885
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,006
−HK$122/mo
Today · 4.125%
HK$4,128
baseline
▲ 0.50% · 4.625%
HK$4,380
+HK$252/mo
Deposit HK$213K · loan HK$852K · min. income ≈ HK$8,256/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$117/mo
Today · 4.125%
HK$4,555
baseline
▲ 0.50% · 4.625%
HK$4,795
+HK$240/mo
Deposit HK$213K · loan HK$852K · min. income ≈ HK$9,110/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,128
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,256
−HK$131/mo
Today · 4.125%
HK$4,387
baseline
▲ 0.50% · 4.625%
HK$4,653
+HK$266/mo
Deposit HK$160K · loan HK$905K · min. income ≈ HK$8,774/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$125/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,095
+HK$255/mo
Deposit HK$160K · loan HK$905K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,370
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,506
−HK$139/mo
Today · 4.125%
HK$4,645
baseline
▲ 0.50% · 4.625%
HK$4,927
+HK$282/mo
Deposit HK$106K · loan HK$958K · min. income ≈ HK$9,290/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,992
−HK$133/mo
Today · 4.125%
HK$5,125
baseline
▲ 0.50% · 4.625%
HK$5,395
+HK$270/mo
Deposit HK$106K · loan HK$958K · min. income ≈ HK$10,250/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).