▼ 0.50% · 3.625%
HK$4,296
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,430
−HK$135/mo
Today · 4.125%
HK$4,565
baseline
▲ 0.50% · 4.625%
HK$4,843
+HK$278/mo
Deposit HK$942K · loan HK$942K · min. income ≈ HK$9,130/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,779
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,907
−HK$130/mo
Today · 4.125%
HK$5,037
baseline
▲ 0.50% · 4.625%
HK$5,303
+HK$266/mo
Deposit HK$942K · loan HK$942K · min. income ≈ HK$10,074/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,726
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,873
−HK$149/mo
Today · 4.125%
HK$5,022
baseline
▲ 0.50% · 4.625%
HK$5,328
+HK$306/mo
Deposit HK$848K · loan HK$1.04M · min. income ≈ HK$10,044/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,257
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,398
−HK$143/mo
Today · 4.125%
HK$5,541
baseline
▲ 0.50% · 4.625%
HK$5,833
+HK$292/mo
Deposit HK$848K · loan HK$1.04M · min. income ≈ HK$11,082/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,155
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,316
−HK$162/mo
Today · 4.125%
HK$5,478
baseline
▲ 0.50% · 4.625%
HK$5,812
+HK$334/mo
Deposit HK$754K · loan HK$1.13M · min. income ≈ HK$10,956/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,735
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,889
−HK$156/mo
Today · 4.125%
HK$6,045
baseline
▲ 0.50% · 4.625%
HK$6,364
+HK$319/mo
Deposit HK$754K · loan HK$1.13M · min. income ≈ HK$12,090/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,585
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,759
−HK$176/mo
Today · 4.125%
HK$5,935
baseline
▲ 0.50% · 4.625%
HK$6,296
+HK$361/mo
Deposit HK$659K · loan HK$1.22M · min. income ≈ HK$11,870/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,213
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,380
−HK$169/mo
Today · 4.125%
HK$6,549
baseline
▲ 0.50% · 4.625%
HK$6,894
+HK$345/mo
Deposit HK$659K · loan HK$1.22M · min. income ≈ HK$13,098/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,014
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,201
−HK$191/mo
Today · 4.125%
HK$6,392
baseline
▲ 0.50% · 4.625%
HK$6,780
+HK$388/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$12,784/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,691
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,870
−HK$182/mo
Today · 4.125%
HK$7,052
baseline
▲ 0.50% · 4.625%
HK$7,424
+HK$372/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$14,104/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,444
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,644
−HK$204/mo
Today · 4.125%
HK$6,848
baseline
▲ 0.50% · 4.625%
HK$7,265
+HK$417/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$13,696/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,169
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,361
−HK$195/mo
Today · 4.125%
HK$7,556
baseline
▲ 0.50% · 4.625%
HK$7,954
+HK$398/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$15,112/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,874
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,087
−HK$218/mo
Today · 4.125%
HK$7,305
baseline
▲ 0.50% · 4.625%
HK$7,749
+HK$444/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$14,610/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,647
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,852
−HK$208/mo
Today · 4.125%
HK$8,060
baseline
▲ 0.50% · 4.625%
HK$8,485
+HK$425/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$16,120/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,303
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,530
−HK$231/mo
Today · 4.125%
HK$7,761
baseline
▲ 0.50% · 4.625%
HK$8,233
+HK$472/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$15,522/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,125
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,343
−HK$221/mo
Today · 4.125%
HK$8,564
baseline
▲ 0.50% · 4.625%
HK$9,015
+HK$451/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$17,128/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,733
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,973
−HK$245/mo
Today · 4.125%
HK$8,218
baseline
▲ 0.50% · 4.625%
HK$8,718
+HK$500/mo
Deposit HK$188K · loan HK$1.70M · min. income ≈ HK$16,436/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,603
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,833
−HK$234/mo
Today · 4.125%
HK$9,067
baseline
▲ 0.50% · 4.625%
HK$9,545
+HK$478/mo
Deposit HK$188K · loan HK$1.70M · min. income ≈ HK$18,134/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).