▼ 0.50% · 3.625%
HK$4,648
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,793
−HK$147/mo
Today · 4.125%
HK$4,940
baseline
▲ 0.50% · 4.625%
HK$5,240
+HK$300/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$9,880/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,171
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,310
−HK$141/mo
Today · 4.125%
HK$5,451
baseline
▲ 0.50% · 4.625%
HK$5,738
+HK$287/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$10,902/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,113
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,272
−HK$162/mo
Today · 4.125%
HK$5,434
baseline
▲ 0.50% · 4.625%
HK$5,764
+HK$330/mo
Deposit HK$917K · loan HK$1.12M · min. income ≈ HK$10,868/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,688
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,841
−HK$155/mo
Today · 4.125%
HK$5,996
baseline
▲ 0.50% · 4.625%
HK$6,312
+HK$316/mo
Deposit HK$917K · loan HK$1.12M · min. income ≈ HK$11,992/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,578
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$177/mo
Today · 4.125%
HK$5,928
baseline
▲ 0.50% · 4.625%
HK$6,288
+HK$360/mo
Deposit HK$815K · loan HK$1.22M · min. income ≈ HK$11,856/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,205
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,372
−HK$169/mo
Today · 4.125%
HK$6,541
baseline
▲ 0.50% · 4.625%
HK$6,885
+HK$344/mo
Deposit HK$815K · loan HK$1.22M · min. income ≈ HK$13,082/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,043
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,231
−HK$191/mo
Today · 4.125%
HK$6,422
baseline
▲ 0.50% · 4.625%
HK$6,812
+HK$390/mo
Deposit HK$713K · loan HK$1.33M · min. income ≈ HK$12,844/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,722
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,903
−HK$183/mo
Today · 4.125%
HK$7,086
baseline
▲ 0.50% · 4.625%
HK$7,459
+HK$373/mo
Deposit HK$713K · loan HK$1.33M · min. income ≈ HK$14,172/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,508
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,710
−HK$206/mo
Today · 4.125%
HK$6,916
baseline
▲ 0.50% · 4.625%
HK$7,336
+HK$420/mo
Deposit HK$612K · loan HK$1.43M · min. income ≈ HK$13,832/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,240
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,434
−HK$197/mo
Today · 4.125%
HK$7,631
baseline
▲ 0.50% · 4.625%
HK$8,033
+HK$402/mo
Deposit HK$612K · loan HK$1.43M · min. income ≈ HK$15,262/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,972
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,189
−HK$221/mo
Today · 4.125%
HK$7,410
baseline
▲ 0.50% · 4.625%
HK$7,860
+HK$450/mo
Deposit HK$510K · loan HK$1.53M · min. income ≈ HK$14,820/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,757
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,965
−HK$211/mo
Today · 4.125%
HK$8,176
baseline
▲ 0.50% · 4.625%
HK$8,607
+HK$431/mo
Deposit HK$510K · loan HK$1.53M · min. income ≈ HK$16,352/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,437
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,669
−HK$235/mo
Today · 4.125%
HK$7,904
baseline
▲ 0.50% · 4.625%
HK$8,385
+HK$481/mo
Deposit HK$408K · loan HK$1.63M · min. income ≈ HK$15,808/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,274
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,496
−HK$225/mo
Today · 4.125%
HK$8,721
baseline
▲ 0.50% · 4.625%
HK$9,181
+HK$460/mo
Deposit HK$408K · loan HK$1.63M · min. income ≈ HK$17,442/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,902
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,148
−HK$250/mo
Today · 4.125%
HK$8,398
baseline
▲ 0.50% · 4.625%
HK$8,909
+HK$511/mo
Deposit HK$306K · loan HK$1.73M · min. income ≈ HK$16,796/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,791
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,027
−HK$239/mo
Today · 4.125%
HK$9,266
baseline
▲ 0.50% · 4.625%
HK$9,754
+HK$488/mo
Deposit HK$306K · loan HK$1.73M · min. income ≈ HK$18,532/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,367
−HK$525/mo
▼ 0.25% · 3.875%
HK$8,627
−HK$265/mo
Today · 4.125%
HK$8,892
baseline
▲ 0.50% · 4.625%
HK$9,433
+HK$541/mo
Deposit HK$204K · loan HK$1.83M · min. income ≈ HK$17,784/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,308
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,558
−HK$253/mo
Today · 4.125%
HK$9,811
baseline
▲ 0.50% · 4.625%
HK$10,328
+HK$517/mo
Deposit HK$204K · loan HK$1.83M · min. income ≈ HK$19,622/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).