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At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,684/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$337K · loan HK$3.03M · min. income ≈ HK$29,368/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Ho Man Tin Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 291 Saleable ft²
- Gross Area
- 498 ft²
- Efficiency
- 58%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-10 | HK$4.48M | +14.3% 3.0y · 5.0%/yr |
| 2017-08-17 | HK$3.92M | +47.9% 3.0y · 16.0%/yr |
| 2014-08-07 | HK$2.65M | +34.5% |
| 2011-07-18 | HK$1.97M | +162.7% |
| 2002-09-14 | HK$750K | −22.7% |
| 2000-02-24 | HK$970K | +3.2% |
| 1999-08-25 | HK$940K | — |